{"id":551728,"date":"2026-07-15T23:08:32","date_gmt":"2026-07-15T23:08:32","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/551728\/"},"modified":"2026-07-15T23:08:32","modified_gmt":"2026-07-15T23:08:32","slug":"apple-closes-loophole-letting-buyers-pick-unlocked-iphones-using-carrier-payment-plans","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/551728\/","title":{"rendered":"Apple Closes Loophole Letting Buyers Pick Unlocked iPhones Using Carrier Payment Plans"},"content":{"rendered":"<p>  <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2026\/07\/opening-edited-bokeh-00-05-44-04-still007.jpg\" alt=\"Destiny's Rising on the iPhone 17 Pro Max\" height=\"675\" width=\"1200\"\/>   <\/p>\n<p>If you want a new iPhone, your options for an unlocked version just narrowed significantly.<\/p>\n<p> Celso Bulgatti\/CNET<\/p>\n<p class=\"u-speakableText-p1\">An update to <a href=\"https:\/\/www.apple.com\/shop\/buy-iphone\/iphone-17-pro\" target=\"_blank\" rel=\"noopener nofollow\" title=\"(opens in a new window)\" class=\"c-regularLink\">Apple&#8217;s iPhone 17 selling FAQs<\/a> closes a loophole that allowed buyers to choose an <a href=\"https:\/\/www.cnet.com\/tech\/mobile\/best-iphone\/\" rel=\"nofollow noopener\" class=\"c-shortcodeLink c-shortcodeLink-active\" target=\"_blank\">unlocked iPhone<\/a> from T-Mobile and Verizon.<\/p>\n<p class=\"u-speakableText-p2\">Before this update, as noticed on Wednesday <a href=\"https:\/\/www.reddit.com\/r\/tmobile\/comments\/1uwo24e\/apple_now_locking_iphones_purchased_with_tmobile\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"(opens in a new window)\" class=\"c-regularLink\">by Reddit users<\/a>, you could pick an unlocked iPhone with the <a href=\"https:\/\/www.cnet.com\/tech\/mobile\/best-family-phone-plan\/\" rel=\"nofollow noopener\" class=\"c-shortcodeLink c-shortcodeLink-active\" target=\"_blank\">Verizon<\/a> Device Payment Program or the <a href=\"https:\/\/www.cnet.com\/tech\/mobile\/best-unlimited-data-plan\/\" rel=\"nofollow noopener\" class=\"c-shortcodeLink c-shortcodeLink-active\" target=\"_blank\">T-Mobile<\/a> Equipment Installment Plan and use it with your <a href=\"https:\/\/www.cnet.com\/tech\/mobile\/best-prepaid-phone-plan\/\" rel=\"nofollow noopener\" class=\"c-shortcodeLink c-shortcodeLink-active\" target=\"_blank\">preferred carrier<\/a> while making payments. Now it appears that it won&#8217;t be possible going forward.\u00a0<\/p>\n<p>The newest version of Apple&#8217;s iPhone question, &#8220;Will my new iPhone be unlocked?&#8221; now has a response that states, &#8220;If you choose to finance an iPhone through the AT&amp;T Installment Plan, T-Mobile Equipment Installment Plan or Verizon Device Payment Program, your iPhone will be locked to the carrier until paid in full.&#8221;<\/p>\n<p>CNET Managing Editor of Mobile David Lumb noted that the change isn&#8217;t so surprising. &#8220;Apple&#8217;s move puts Verizon and T-Mobile customers under the same conditions as AT&amp;T&#8217;s,&#8221; he said. &#8220;Most carrier subscribers won&#8217;t notice a difference, as they likely would&#8217;ve stuck with a carrier until they paid off their phone anyway &#8212; but it is unfortunate to see customers locked in to their carriers more than they were before.&#8221;<\/p>\n<p>A representative from Apple didn&#8217;t immediately respond to a request for comment.\u00a0<\/p>\n<p>How you can still get an unlocked iPhone  <img decoding=\"async\" src=\"\" alt=\"Prakhar holding the iPhone 17 Pro Max against a blue sky.\" height=\"675\" width=\"1200\" loading=\"lazy\"\/>   <\/p>\n<p>Unlocked iPhones are still available through Apple.<\/p>\n<p> Prakhar Khanna\/CNET<\/p>\n<p>It&#8217;s important to note that these unlocked iPhone limitations apply only to the financing you&#8217;d get when buying a phone through carriers. There are other ways to get unlocked <a href=\"https:\/\/www.cnet.com\/tech\/mobile\/best-power-bank-for-iphone\/\" rel=\"nofollow noopener\" class=\"c-shortcodeLink c-shortcodeLink-active\" target=\"_blank\">iPhones<\/a>\u00a0&#8212; it may just cost more upfront now.<\/p>\n<p>You can still buy directly from Apple, including via Apple&#8217;s payment plans, and receive an unlocked iPhone. However, that approach may lose out on discounts and rebates that carriers can offer if you sign up for their plans.\u00a0<\/p>\n<p>If you buy an iPhone from a third-party retailer, Lumb says those models should also be unlocked, but it&#8217;s important to check the details and see if the seller is partnering with a specific carrier for that iPhone.<\/p>\n","protected":false},"excerpt":{"rendered":"If you want a new iPhone, your options for an unlocked version just narrowed significantly. Celso Bulgatti\/CNET An&hellip;\n","protected":false},"author":2,"featured_media":551729,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[61,60,80],"class_list":["post-551728","post","type-post","status-publish","format-standard","has-post-thumbnail","category-technology","tag-ie","tag-ireland","tag-technology"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/551728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=551728"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/551728\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/551729"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=551728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=551728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=551728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}