{"id":589593,"date":"2026-08-11T05:00:08","date_gmt":"2026-08-11T05:00:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/589593\/"},"modified":"2026-08-11T05:00:08","modified_gmt":"2026-08-11T05:00:08","slug":"how-much-is-needed-in-superannuation-for-2000-in-weekly-passive-income","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/589593\/","title":{"rendered":"How much is needed in superannuation for $2,000 in weekly passive income?"},"content":{"rendered":"

Superannuation is a great way to build up a nest egg that can provide an income stream in your retirement, but as with all things, it pays to have a plan in place so you know what to expect to earn. <\/p>\n

One of the great things about superannuation is that you can contribute to it on a tax-effective basis while you are working to boost your nest egg. <\/p>\n

This year, the concessional contributions cap has increased to $32,500, meaning you can contribute up to this amount and pay only 15% tax.<\/p>\n

Keep in mind that the $32,500 level includes any contributions made by your employer.<\/p>\n

Another easy way to boost your contributions is to salary sacrifice out of your pay, with those amounts also contributing towards the $32,500 cap. <\/p>\n

One of the downsides of contributing extra money to superannuation is that contributions are generally tied up until you turn at least 60; however, on the upside, earnings within your superannuation are only taxed at 15%, meaning your money compounds more effectively.<\/p>\n

Now let’s look at what exactly you’d need to generate the returns we’re talking about.<\/p>\n

\"Man<\/p>\n

Image source: Getty Images<\/p>\n

How much is needed in superannuation for $2,000 in weekly passive income?<\/p>\n

This amount on a weekly basis translates to $104,000 per year, which makes the maths a bit easier.<\/p>\n

Let’s say you were earning 5% on your nest egg. This would mean you’d need to divide the yearly amount by five, then multiply by 100 to get $2.08 million, which is how much you’d need to have invested to return $2000 a week. <\/p>\n

If you earned 10% per week, the lump sum figure would drop to $1.04 million.<\/p>\n

I’d suggest a dividend return of 7.5% is realistic, which would need a lump sum of $1.39 million. <\/p>\n

What high-yielding shares paying 5% to 10% could I invest in?<\/p>\n

When it comes to income-generating stocks, steady and reliable can be a great combination.<\/p>\n

You might not get great capital returns, but hopefully the income stays steady.<\/p>\n

One such stock that brokers are tipping to deliver returns of better than 6% through to 2030 is Charter Hall Retail REIT\u00a0(ASX: CQR<\/a>).<\/p>\n

Keep in mind that this stock does not pay franking credits, which are also a good source of income once your tax rate drops to zero.<\/p>\n

Dexus Industria REIT (ASX: DXI<\/a>) is also paying a healthy 6.8%.<\/p>\n

Personally, I’m also a fan of the Wilson Asset Management funds, such as WAM Strategic Value Ltd\u00a0(ASX: WAR<\/a>), which is paying a yield of 5.9%, rising to 8.4% once franking credits are included, and WAM Active Ltd\u00a0(ASX: WAA<\/a>), which also recently increased its dividend and is paying out an identical yield to WAM Strategic Value.<\/p>\n

Regal Partners Ltd\u00a0(ASX: RPL<\/a>) is also a good option, with broker Morgans forecasting the financial services company will pay out 8.1% for this year, followed by 6.9% and 7.8% in the following years. <\/p>\n

Among resource stocks,\u00a0Fortescue Ltd\u00a0(ASX: FMG<\/a>) is paying a 6.77% yield while\u00a0Woodside Energy Group Ltd\u00a0(ASX: WDS<\/a>) is paying 5.18%, both fully franked.<\/p>\n

Pipeline operator APA Group Ltd (ASX: APA<\/a>) is paying a 5.85% yield while toll roads company Atlas Arteria Ltd (ASX: ALX<\/a>) is paying a hefty 8.04%, however both of these dividends are unfranked. <\/p>\n

Among the banks,\u00a0Westpac Banking Corp\u00a0(ASX: WBC<\/a>) is paying 4.06% fully franked, while\u00a0Bank of Queensland Ltd\u00a0(ASX: BOQ<\/a>) is paying 6.06% also fully franked.<\/p>\n

This is by no means an exhaustive list of dividend stocks to consider, but consider it somewhere to start.<\/p>\n","protected":false},"excerpt":{"rendered":"Superannuation is a great way to build up a nest egg that can provide an income stream in…\n","protected":false},"author":2,"featured_media":589594,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,3472,176,61,60,174,175],"class_list":["post-589593","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-editors-choice","tag-finance","tag-ie","tag-ireland","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/589593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=589593"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/589593\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/589594"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=589593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=589593"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=589593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}