{"id":645612,"date":"2026-10-05T16:38:08","date_gmt":"2026-10-05T16:38:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/645612\/"},"modified":"2026-10-05T16:38:08","modified_gmt":"2026-10-05T16:38:08","slug":"it-turns-out-the-magnets-dont-work-through-double-glazed-windows-fiachra-garvey-on-money-the-irish-times","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/645612\/","title":{"rendered":"\u2018It turns out the magnets don\u2019t work through double-glazed windows\u2019: Fiachra Garvey on money \u2013 The Irish Times"},"content":{"rendered":"<p class=\"c-paragraph paywall \">Concert pianist Fiachra Garvey is a member of the international jury for the 2026 Irish Freemasons Young Musician of the Year Competition. The finals take place on Saturday, October 10th.<\/p>\n<p class=\"c-paragraph paywall \">Are you a saver or a spender?<\/p>\n<p class=\"c-paragraph paywall \">I have fond memories of performing at a festival in Spoleto, Italy, in 2016 and spending the entire fee on a supermarket sweep-style shopping spree in an outlet mall outside Florence. Now, at the ripe old age of 39, I think I\u2019m a bit more responsible with the saving versus spending ratio.<\/p>\n<p class=\"c-paragraph paywall \">What was the first job you received money for, and how much were you paid?<\/p>\n<p class=\"c-paragraph paywall \">On the piano side, it was probably the <a href=\"https:\/\/www.irishtimes.com\/tags\/late-late-show\/\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/late-late-show\/\">Late Late<\/a> Toy Show in 2000, performing a waltz by Chopin. I was 13, and I was paid \u00a3100. <\/p>\n<p class=\"c-paragraph paywall \">Do you shop around for better value?<\/p>\n<p class=\"c-paragraph paywall \">I actually do. I recently switched my broadband and electricity provider. With the latter\u2019s very affordable night rate, I time all my household appliances to come on between midnight and 7:30am. Before people reading this think my neighbours must hate me, there is a silent setting on them.<\/p>\n<p class=\"c-paragraph paywall \">What has been your most extravagant purchase, and how much did it cost?<\/p>\n<p class=\"c-paragraph paywall \">Probably my little flat in London which I bought in 2023. I bought it for \u00a3189,000 and spent around \u00a345,000-\u00a350,000 renovating it. I\u2019m not sure it counts as extravagant when it\u2019s my only home, but it\u2019s certainly the biggest financial noose around my neck. Every month I enjoy that I own a little bit more of it and that I\u2019m no longer paying a landlord.<\/p>\n<p class=\"c-paragraph paywall \">What purchase have you made that you consider the best value for money?<\/p>\n<p class=\"c-paragraph paywall \">In 2007, at the age of 19, I bought my first and only car to date, a VW Polo. She was three years old at the time (a 2004 model) and is now 22 years old. She has been to every corner of Ireland, and from Cornwall to London to Edinburgh. As we say, she owes me nothing.<\/p>\n<p class=\"c-paragraph paywall \">Is there anything you regret spending money on?<\/p>\n<p class=\"c-paragraph paywall \">My flat is on the third and top floor of the building I live in. I jokingly call it \u2018the penthouse\u2019 as there\u2019s no one above me, other than the pigeon population of Chiswick. Despite my relatively long arms, I can\u2019t quite stretch around to wash the outside of the windows, so I bought what was advertised online as a magnetic window cleaning solution. It turns out the magnets don\u2019t work through double-glazed windows.<\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2026\/09\/28\/i-am-at-the-early-stages-of-looking-to-buy-a-home-at-the-moment-it-is-a-daunting-task-on-an-average-single-income\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">\u2018I\u2019m looking to buy a home. It is a daunting task on an average single income\u2019Opens in new window<\/a>\u00a0]<\/p>\n<p class=\"c-paragraph paywall \">Do you haggle over prices?<\/p>\n<p class=\"c-paragraph paywall \">I did when I was in Morocco. I learned from the locals that, as a tourist, I should essentially halve the quoted price and start bargaining from there. I was fleeced for the first two or three days.<\/p>\n<p class=\"c-paragraph paywall \">Do you invest in shares and\/or cryptocurrency?<\/p>\n<p class=\"c-paragraph paywall \">No. My parents had their small amount of savings go down the Swanee when they took the government\u2019s advice at the time to invest in Eircom shares, so I steer clear of all of that.<\/p>\n<p class=\"c-paragraph paywall \">Do you have a retirement or pension plan?<\/p>\n<p class=\"c-paragraph paywall \">I finally started a pension two years ago. As a self-employed person, the fear of being completely destitute when I\u2019m older finally got to me. For the amount I\u2019m putting in each month, I\u2019ll probably have to play piano until I physically collapse off the stool. <\/p>\n<p class=\"c-paragraph paywall \">What was the last thing you bought, and was it good value for money?<\/p>\n<p class=\"c-paragraph paywall \">The last amount of money to leave my account was to pay the M50 toll yesterday. It\u2019s terrible value for money. The last personal item I bought was a new pair of hiking boots. Considering my last pair served me for about 10 years, I\u2019m confident that these too will be considered value for money.<\/p>\n<p class=\"c-paragraph paywall \">Have you ever successfully saved up for a relatively big purchase?<\/p>\n<p class=\"c-paragraph paywall \">The deposit for my flat was the largest savings target I\u2019ve had to date. <\/p>\n<p class=\"c-paragraph paywall \">Have you ever lost money?<\/p>\n<p class=\"c-paragraph paywall \">We\u2019ve all lost a wallet here, or had a \u20ac20 fly out of our pocket there.<\/p>\n<p class=\"c-paragraph paywall \">Are you a gambler and, if so, have you ever had a big win?<\/p>\n<p class=\"c-paragraph paywall \">I\u2019m not a gambler. I do the lotto now and then and am genuinely shocked and dismayed when I don\u2019t win.<\/p>\n<p class=\"c-paragraph paywall \">What is your best habit when it comes to money? <\/p>\n<p class=\"c-paragraph paywall \">Most of my good habits regarding money are invested in raising funds for the West Wicklow Chamber Music Festival. The festival receives about 30-35 per cent of our running costs from the Arts Council and Wicklow Arts Office, and I have to raise the other 65-70 per cent myself. <\/p>\n<p class=\"c-paragraph paywall \">If any wealthy people are reading this and want to support a wonderful charity, please do get in touch. <\/p>\n<p class=\"c-paragraph paywall \">I\u2019ve completely nipped my worst habit in the bud in that I used to spend a fair amount of money on takeaway coffee. <\/p>\n<p class=\"c-paragraph paywall \">How much money do you have on you now?<\/p>\n<p class=\"c-paragraph paywall \">I\u2019ve just come back from walking my lovely rough collie dogs, Luas and Bl\u00e1ith\u00edn, so I\u2019ve no money in my pocket, but I have a few doggy treats to get them back on the lead! <\/p>\n<p class=\"c-paragraph paywall \">In conversation with Tony Clayton-Lea<\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2026\/09\/07\/i-dare-not-add-up-all-the-receipts-to-figure-out-how-much-my-kitchen-actually-cost\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">Catherine Fulvio: \u2018I dare not add up the receipts to figure out how much my kitchen cost\u2019Opens in new window<\/a>\u00a0]<\/p>\n","protected":false},"excerpt":{"rendered":"Concert pianist Fiachra Garvey is a member of the international jury for the 2026 Irish Freemasons Young Musician&hellip;\n","protected":false},"author":2,"featured_media":645613,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[72,61,60,27998],"class_list":["post-645612","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-ie","tag-ireland","tag-me-my-money"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/645612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=645612"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/645612\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/645613"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=645612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=645612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=645612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}