{"id":76748,"date":"2025-10-13T01:02:25","date_gmt":"2025-10-13T01:02:25","guid":{"rendered":"https:\/\/www.newsbeep.com\/ie\/76748\/"},"modified":"2025-10-13T01:02:25","modified_gmt":"2025-10-13T01:02:25","slug":"the-psychology-of-budgeting-how-knowing-your-triggers-blind-spots-and-biases-can-help-you-save-money","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/ie\/76748\/","title":{"rendered":"The psychology of budgeting \u2013 how knowing your triggers, blind spots and biases can help you save money"},"content":{"rendered":"<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-91174671_secondary indo-1d70522a_marginbottom4 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop4\" style=\"color:var(--color-primary-80)\" data-testid=\"title-summary\">Psychology shapes our financial behaviour, especially when it comes to creating a household budget\n<\/p>\n<p><img decoding=\"async\" alt=\"Cognitive errors and emotional biases can have an impact on how you prepare financially. Photo: Getty\" src=\"https:\/\/www.newsbeep.com\/ie\/wp-content\/uploads\/2025\/10\/f24c7880-ca91-41e1-941c-2fe95c6c366a.jpg\" loading=\"eager\" width=\"100%\" data-testid=\"article-image\"  \/><\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_caption1 indo-300db776_none indo-91174671_secondary indo-66f0fec7_regular indo-1d70522a_marginbottom0 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop3 indo-b48c4984_left\" style=\"color:var(--color-grey-60)\">Cognitive errors and emotional biases can have an impact on how you prepare financially. Photo: Getty<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">The Irish Government aren\u2019t the only people who have been working on a budget for the coming year. With summer \u2013 and its expensive holidays \u2013 in the rearview, attention turns for many to the monetary pressures of Christmas, or for how to enter 2026 in a better financial position.<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">But budgeting doesn\u2019t necessarily come easy, whether it&#8217;s on account of the budgeter not having the right knowledge or the right mindset. Because the psychology of money, and how we feel about our finances, can have huge impacts on how we budget and prepare.<\/p>\n","protected":false},"excerpt":{"rendered":"Psychology shapes our financial behaviour, especially when it comes to creating a household budget Cognitive errors and emotional&hellip;\n","protected":false},"author":2,"featured_media":76749,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[72,176,61,60,174,175,41816],"class_list":["post-76748","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-ie","tag-ireland","tag-personal-finance","tag-personalfinance","tag-saoirse-hanley"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/76748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/comments?post=76748"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/posts\/76748\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media\/76749"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/media?parent=76748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/categories?post=76748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/ie\/wp-json\/wp\/v2\/tags?post=76748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}