Financial expert and author Nick Bruining shares his two cents. 

01:58 Nick shares his top five tips for retirement and says you can retire well with less than might expect.

08:28 ABC listener Annette asked about applying for her Commonwealth Seniors Healthcare Card and wondered how Centrelink calculates foreign income and Australian income. Find out what Nick had to say here. 

10:57 Should you move your super and what fees should you be paying?

Money Matters is your weekly guide to the world of finance, money and wealth. Every Thursday, an expert joins Nadia Mitsopoulos on ABC Radio Perth for a insights about personal finance issues and how they might affect you.

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