Sep 19, 2025 – 5.00am

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To get the most out of your superannuation, there is one clear number to aim for: $2 million.

That’s the sum that will give you a 90 per cent chance of being able to draw a tax-free, inflation-protected income of $100,000 for the rest of your life, according to analysis by Aaron Minney, the head of retirement income research at Challenger, which sells annuities. Minney calls this a “safe-spending limit”.

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