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Visa (V) has attracted fresh attention after recent price moves, with the share price at $331.58 and short term returns mixed, including a 0.7% daily gain and a 6.8% decline over the past month.
See our latest analysis for Visa.
That 1 day share price gain and 7 day share price return of 3.0% sit against a softer backdrop, with a 30 day share price return of 6.8% and a year to date share price return of 4.3%, while total shareholder return is 4.1% over 1 year but 49.0% over 3 years and 63.5% over 5 years. This suggests momentum has cooled recently after a stronger multi year run.
If Visa’s recent moves have you rethinking where growth could come from next, it might be worth scanning a fresh set of opportunities like 22 top founder-led companies.
So with recent returns cooling and the shares trading below some valuation estimates, should you see Visa at $331.58 as a rare chance to pick up a global payments leader, or are markets already pricing in future growth?
Visa’s most followed narrative pegs fair value at $463.49, well above the current $331.58 share price, which puts the spotlight on how that gap is justified.
At the core of Visa’s strength is its vast and resilient global payments network. This network connects millions of merchants with thousands of financial institutions and their cardholders, creating a powerful moat that deters competition.
If you want to see what kind of revenue growth, margins and future earnings multiple are being used to back that higher fair value, the narrative lays it all out and shows how those assumptions stack up against Visa’s current scale and profitability.
Result: Fair Value of $463.49 (UNDERVALUED)
Have a read of the narrative in full and understand what’s behind the forecasts.
However, this hinges on Visa keeping its wide moat, and threats such as Mastercard gaining share or government backed stablecoins reshaping payments could challenge that view.
Find out about the key risks to this Visa narrative.
The user narrative leans on fundamentals and a fair value of $463.49, but Visa’s current P/E of 30.7x tells a different story. It is roughly double the US Diversified Financial industry at 15.8x and also above peers at 14.9x, while our fair ratio sits lower at 20.8x.
That spread suggests you are paying a clear premium for Visa’s quality and growth profile, which could either compress toward the fair ratio or hold if investors keep rewarding the business. The real question is whether you are comfortable paying materially above both industry and peer averages for that story to continue, or whether you would rather wait for a cheaper entry point identified in our valuation work like See what the numbers say about this price — find out in our valuation breakdown.?
NYSE:V P/E Ratio as at Feb 2026
If you look at this and feel the story should read differently, you can jump into the data yourself and shape a narrative in just a few minutes, Do it your way.
A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding Visa.
If Visa is just one part of the story you want to build, casting a wider net across different types of opportunities can round out your watchlist.
Do not let these ideas pass you by. A few minutes with the screener today could surface the next addition to your portfolio shortlist.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include V.
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