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Social Security trust fund to run dry by 2032, earlier than expected
PPersonal finance

Social Security trust fund to run dry by 2032, earlier than expected

  • March 3, 2026

MORTON (25News Now) – One of the country’s biggest Social Security trust funds is set to be depleted ahead of schedule.

The Congressional Budget Office said that the Old Age and Survivors Insurance Trust Fund will run out of funds in 2032. That is a year earlier than the CBO’s 2025 analysis, which predicted the fund would run out in 2033.

The Old Age and Survivors Insurance Trust Fund is one of two funds used to pay Social Security benefits.

Phill Cooper, the founder of 210 Financial, in Morton, said that the main reason for this fund decrease is that more people are retiring than people who are paying social security taxes.

He added that Congress has proposed several solutions to the problem.

These solutions include possibly raising the payroll tax rate or by raising the full retirement age.

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