Bank of Valletta has teamed up with the Times of Malta to launch Money Talk – a brand-new podcast series designed to make financial literacy more accessible and engaging for everyone. Hosted by seasoned journalist James Cummings, the series brings together experts from BOV to unpack key financial topics that affect our everyday lives – from investments and savings, to green lending, financial planning, and much more.
In each episode, listeners will gain practical tips, insights, and perspectives from leading professionals within the Bank, ensuring that finance is not only approachable but also relevant to different life stages and goals. The aim is simple: to empower people with the knowledge to make informed financial decisions.
Episode one: Building a healthy relationship with money
The series kicks off with a thought-provoking conversation between James Cummings and Daniel Magrin, BOV’s Head of Marketing and Product Lifecycle Management. The first episode explores a theme that resonates with everyone – how to build a healthy relationship with money.
Daniel Magrin explains that financial well-being is one of the three main pillars of overall well-being, alongside physical and mental health. Importantly, it’s not about how wealthy you are, but about the confidence and balance you feel in managing your income and expenses. True financial well-being comes when you can comfortably meet monthly commitments, maintain an emergency fund, and plan ahead for retirement.
The discussion also delves into how our personal attitudes toward money are often shaped by upbringing and personality. From compulsive spenders to worriers, indifferent savers, and those who splurge after saving, different money personalities influence the way we approach financial decisions.
Education, Daniel Magrin stresses, is key to improving financial literacy. You don’t need to be an expert, but understanding the basics can help you evaluate opportunities wisely, make better choices, and avoid costly delays. “Take control of your finances early in life,” he advises, “because postponed decisions often prove very costly in the long run.”
Above all, the episode highlights the importance of seeking professional guidance and taking proactive steps to stay on track.
Watch now
The first episode of Money Talk sets the tone for a series that promises to be practical, insightful, and relevant to all. Don’t miss this conversation on building financial confidence – watch the full episode now on Times of Malta.