Climate change is escalating the risks of many weather-related extreme events, with communities and local governments in the crosshairs and insurance markets at a breaking point. In this talk, Dr. Carolyn Kousky will explore the history of disaster insurance, the important role it plays in communities’ post-disaster economic recoveries, and the current challenges facing housing markets across the US related to insurance. In spite of the challenges facing the insurance sector, private, public, and nonprofit sector actors are partnering to create innovative policies and insurance tools that can help create insurable communities of the future. This talk will be relevant for students interested in climate adaptation and mitigation, community and economic development, and real estate finance.