The Prompt Economy Grows With Agentic AI
This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI…
Pay by Bank Emerges as Alternative to Cards for Online Payments
Trust has always been central to payments, but it is changing as payments evolve. Traditionally, trust resided in…
Gen X Spending Patterns Are Shifting as Costs Rise
Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Comprised of…
Pay by Bank Gains Momentum With Digital Bank Users
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly…
Apple Pay Turns 11 and Its Rivals Are Catching Up
Digital wallets have reached a turning point. Weekly in-store usage has more than doubled year over year, and…
Price Hikes Backfire as Tariffs Erode Margins and Demand
Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the…
42% of Gen Z Trust Debit More Than Credit
Generation Z may be the first cohort to grow up entirely in the digital economy, but the real…