Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55
The 4% withdrawal rule has been a fixture of retirement planning for three decades and for good reason.…
We split bills equally even when one of us earned a lot more
The couple’s system of sharing money remained the same even when Max was made redundant last year and…
How a 55-Year-Old Teacher Could Replace an $85,000 Salary With Dividend Growth Plus Covered Calls
Quick Read Replacing an $85,000 salary requires anywhere from $708,000 at a 12% yield to over $2.4 million…
Why COLAs Have Lost Retirees 14% of Their Buying Power Since 2016
The average Social Security benefit is the highest it’s ever been, $2,084 per month as of June 2026.…
Roth Conversion Strategy Cuts $1.5 Million 401(k) Tax Bills in Half for Early Retirees
© Andrey_Popov / Shutterstock.com A married couple, both 65, retired last year with $1.5 million stacked inside traditional…
Summer price creep: What it is and how to beat it to keep more money in your pocket
SEATTLE — Summer is a time for road trips, family gatherings, and eating out, but those everyday expenses…
Canada’s pension system treats caregiving as a gap rather than a contribution, leaving women behind
Connie McAlister, a 58-year-old Saskatoon resident, has a bachelor’s degree, a master’s degree, and a low six-figure salary…
I am a 63-year-old semiretired physician. If I have saved $2 million for retirement, should Social Security be optional?
Updated July 23, 2026, 1:15 p.m. ET Dear Quentin, I am a 63-year-old semiretired physician. Years ago I said…
Advisors Use Direct Indexing for Index Fund Concentration Risk
With concerns rising over concentration risk as valuations for many large cap stocks appear too high and companies…
$1 Billion Team Joins Raymond James From Stifel
A California-based team managing over $1 billion in assets is joining Raymond James’ independent advisor channel from Stifel,…
Why your retirement experience may depend more on the agency than the benefit
As federal employees transition into retirement, they also transition from familiar routines. After many years, if not many…
The Appeal of Direct Indexing in Today’s Markets
An interview with Ken Lassner, CFA, direct indexing lead product strategist, Northern Trust Asset Management. Assets managed using…