Digital Wallets Reach More Than 1 in 10 In-Store Payments
Digital wallets are no longer simply changing how consumers present a payment at checkout. They’re also beginning to change where…
Age and Income Miss the Real Divide in Financial Health
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly…
40% of Digital Bank Users Choose Mobile Wallets Over Plastic
Digital bank customers are turning the mobile wallet from a convenience into their default way to pay. That…
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their…
Revolving Credit’s 10.4% Growth and Consumer Resilience
Call it the trillion-dollar question, focused on the U.S. consumer: How much longer can spending keep outpacing the…
72% of Consumers Pay for Instant Income Access
Instant payments are increasingly being judged less by how fast money moves and more by what faster access…
More than 4 in 10 Digital Bank Users Prefer Wallets Over Car…
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments…
Real-Time Payments Find Their Real Use Case in Cash Flow
Real-time payments are moving from novelty to necessity, yet their future will depend less on speed and more…
Real-Time Payments in Europe Driven by Regulation, Sovereign…
Europe’s push toward real-time payments has entered a new phase, defined not just by technology and consumer preferences…
US Real-Time Payments Hit Growth Phase as Use Cases Multiply
And for years, the U.S. has been an outlier in the global race toward instant money movement, watching…
The Prompt Economy Grows With Agentic AI
This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI…
Digital Wallet Use Still Lags in the Physical Store
Online shopping has stopped being a young person’s game, and the data now points to a broader shift:…