Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55
Quick Read Bengen’s 2025 research drops the safe withdrawal rate to 4.2% for a 50-year retirement, undercutting the…
I am a 63-year-old semiretired physician. If I have saved $2 million for retirement, should Social Security be optional?
Updated July 23, 2026, 1:15 p.m. ET Dear Quentin, I am a 63-year-old semiretired physician. Years ago I said…
Why your retirement experience may depend more on the agency than the benefit
As federal employees transition into retirement, they also transition from familiar routines. After many years, if not many…
NPS rule change: Pension funds liable for third-party lapses under new PFRDA rules
The Pension Fund Regulatory and Development Authority (PFRDA) has strengthened safeguards for National Pension System (NPS) subscribers by…
Retirement health costs rise to $185,500 for 2026 retirees: Fidelity
Momo Productions | Digitalvision | Getty Images A 65-year-old who retires in 2026 may spend an average of…
The worst dotcom bubble risks are coming for your money. Avoid them
A trader works on the floor of the New York Stock Exchange (NYSE) in New York City, on…
Retirement planning: Why the rule of 1% upgrade works better than a 1% increase in SIP amount
Many investors start a systematic investment plan (SIP) with a fixed amount and continue contributing the same amount…
EPF Scheme 2026: Why you must keep 25% of your PF balance before retirement
The Employees’ Provident Fund Scheme, 2026 has introduced a significant change to the way Employees’ Provident Fund (EPF)…
EPFO may extend PF benefits to self-employed, gig workers under universal scheme
The Employees’ Provident Fund Organisation (EPFO) is preparing a framework to extend provident fund benefits to self-employed individuals,…
PF after retirement: When does your EPF balance stop earning interest? EPFO rules explained
If you have retired but have not yet withdrawn your Employees’ Provident Fund (EPF) balance, your savings may…
Jill On Money: Aunt Jill’s cure for bad financial advice
Nearly two decades ago, getting reliable financial advice meant finding someone you trusted and asking them directly. At…
How Retirement Planning Has Changed, by Todd Bryant
Todd Bryant of Signature Wealth Partners on vanishing pensions, SECURE Act 2.0, and what clients really want to…