How Big Wall Street Banks, From JPMorgan to Citi, Are Using AI
Citigroup has taken a bottom-up approach to embedding AI throughout the business, with 4,000 employees trained as something…
The Financial Lessons I’ve Learned from Watching My Favorite TV Shows
Being born in 1981, I am on the cusp of two generations, but as I googled the shows…
11 Small Ways Frugal People Make Their Lives Easier Without Spending More
Most frugal people are immune to unnecessary purchases. They don’t have a long-running list of items on their…
A 61-Year-Old With $1.6 Million Can Retire by End of 2026 If Two Numbers Stay in Line
A $1.6 million portfolio at age 61 supports $56,000 to $64,000 annual withdrawals using conservative safe withdrawal rates,…
What Retirement Really Looks Like With $6.1 Million When Spouses Disagree on How to Spend It
A $6.1M portfolio supports roughly $238,000 to $244,000 annually under current safe withdrawal rates, but a $600K–$1.2M lake…
Dave Ramsey Is Right About Why Americans Are Spending More and Feeling Worse
Americans spent 92.2% of disposable income on consumption in Q4 2025 while their savings rate fell from 6.2%…
Compare our first ever Money Diaries in 2018 to your current spending
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How Much Did People in Their 60s Actually Spend Living in Retirement Last Year?
The average retiree household spends roughly $60,000 annually, with housing (36%), transportation (15%), health care (13%) and food…
Why Retirees With $1 Million Are Still Running Out of Money — and What the Math Actually Says
The 4% rule allows $1 million in retirement savings to generate only $40,000 annually, which may fall short…
He had $1.7M saved for retirement — so why is he afraid to spend it? What Canadians can learn
Spending retirement savings For decades, Kevin did exactly what financial advisers say the general public should do: work…
We Need to Talk About Your Retirement ‘Spending’
I spend a lot of time talking to retirees about their spending plans. Many of them proudly tell…
Oracle’s $50-billion AI bet forces it to cut thousands of jobs
Oracle Corp. is planning to ax thousands of jobs, among its moves to handle a cash crunch from…