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Browsing Tag

thisismoney

41 posts
PPersonal finance
Turning 75: Will today's children have to wait that long for their state pension?
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State pension age could soar to 75 thanks to low birth rates, study suggests – experts give their verdict

  • March 22, 2026
Children at school now might have to work into their 70s because not enough babies will be born…
PPersonal finance
Should you save into a pension or an Isa if you want to benefit from the magic of compounding
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Should YOU invest in a pension or an Isa? How to work out which is best at every age

  • March 21, 2026
Pensions and Isas are the twin foundation stones of most people’s personal wealth. Each has its own tax…
PPersonal finance
Lamborghini kerfuffle: This is Money reader challenged Steve about pensioners blowing their funds and falling back on benefits
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Ten Steve Webb pension columns you NEED to read: The best advice he has given our readers

  • February 19, 2026
We have just hit the 10th anniversary of Steve Webb’s first pension column, published on 16 February 2016…
PPersonal finance
Can I gift an inheritance that I don't need to my children as surplus income?
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I’ve been left £20,000 can I pass it to my kids as ‘surplus income’ free of inheritance tax?

  • February 18, 2026
I have recently received just under £20,000 from my late mother’s will and passed some to my children…
PPersonal finance
The inheritance tax threshold is set to remain frozen until at least April 2028, meaning that an increasing number of families are set to find themselves landed with a tax bill
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HMRC claws back extra £246m in underpaid inheritance tax last year as it ramps up investigations

  • February 8, 2026
Products featured in this article are independently selected by This is Money’s specialist journalists. If you open an…
HHealthcare
Why the NHS is unfairly rejecting you for help with your loved one's care fees - and how to fix it: Whistleblower reveals horrific reasons that can leave you thousands out of pocket
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Why the NHS is unfairly rejecting you for help with your loved one’s care fees – and how to fix it: Whistleblower reveals horrific reasons that can leave you thousands out of pocket

  • February 8, 2026
The NHS offers full funding for people who need to live in a care home or have home…
PPersonal finance
Deadline: You get six months ¿ starting the last day of the month when the person died ¿ to add up their assets, calculate what is owed and pay any money due to the taxman
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Bereaved families face ‘impossible’ deadline to stump up inheritance tax on pensions

  • January 29, 2026
By TANYA JEFFERIES, PENSIONS AND INVESTMENT EDITOR Updated: 05:37 EST, 28 January 2026 Bereaved families face an ‘impossible’…
PPersonal finance
As most people's largest asset, removing the family home from your estate could significantly slash your inheritance tax liability
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Can I gift my daughter my house to beat IHT and live there rent-free after seven years?

  • January 28, 2026
If we gift my house to our daughter and continue to live in it, I understand we would…
PPersonal finance
Savers may need to out aside enough money to fund spending for almost half of their life
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Do YOU have enough money for retirement? Droves of pensioners risk outliving their savings

  • November 6, 2025
Financial advisers are increasingly planning for pensioners to live to 100  By LUCY EVANS, MONEY REPORTER Updated: 02:00…
PPersonal finance
Salary sacrifice: Many employers offer schemes to reduce their own and workers' National Insurance contributions
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How does salary sacrifice work and is this handy pension perk under threat in the Budget?

  • November 4, 2025
Salary sacrifice is a popular way to boost your pension and save on National Insurance. Employers allow staff…
PPersonal finance
Go-to: Nicola, 34, from Brighton, says AI is her first port of call for financial help
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Half of adults say they now use AI to manage their money – but would you trust it?

  • November 3, 2025
More than half of adults, equating to some 28.8million people, have used AI tools to help manage their…
PPersonal finance
You can give away as much wealth in your lifetime as you like without risking a tax bill – so long as you survive for seven years after making the gift
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Debt-ridden councils are demanding you hand them cash gifts you gave to your children – even if it was 20 years ago. Here’s how to avoid this hidden trap and protect your money and family

  • October 27, 2025
Growing numbers of parents and grandparents are handing over cash gifts to help their loved ones while reducing…
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