{"id":121656,"date":"2025-11-08T03:33:07","date_gmt":"2025-11-08T03:33:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/121656\/"},"modified":"2025-11-08T03:33:07","modified_gmt":"2025-11-08T03:33:07","slug":"unitedhealth-is-cashing-in-on-the-open-enrollment-crisis","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/121656\/","title":{"rendered":"UnitedHealth Is Cashing In On The Open Enrollment Crisis"},"content":{"rendered":"\n<p>As <a href=\"https:\/\/www.npr.org\/sections\/shots-health-news\/2025\/01\/08\/nx-s1-5252585\/affordable-care-act-trump-biden-health-insurance-deadline\" rel=\"nofollow noopener\" target=\"_blank\">24 million Americans<\/a> begin shopping for health insurance during the Affordable Care Act marketplace\u2019s open enrollment period, Congress is deadlocked over whether or not to extend <a href=\"https:\/\/bipartisanpolicy.org\/issue-brief\/enhanced-premium-tax-credits-who-benefits-how-much-and-what-happens-next\/\" rel=\"nofollow noopener\" target=\"_blank\">premium tax credits<\/a> that help the <a href=\"https:\/\/www.kff.org\/affordable-care-act\/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire\/\" rel=\"nofollow noopener\" target=\"_blank\">vast majority of these people<\/a> afford coverage. At the same time, UnitedHealth Group, the country\u2019s largest insurer, just <a href=\"https:\/\/finance.yahoo.com\/news\/unitedhealth-stock-rises-q3-earnings-165229050.html\" rel=\"nofollow noopener\" target=\"_blank\">beat Wall Street\u2019s profit expectations<\/a>.\u00a0<\/p>\n<p>The timing isn\u2019t coincidental. It\u2019s the business model \u2014 since no matter what happens to the country\u2019s health care safety net, insurers like UnitedHealth are poised to win.\u00a0<\/p>\n<p>Insurance companies have <a href=\"https:\/\/www.healthsystemtracker.org\/brief\/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2026\/\" rel=\"nofollow noopener\" target=\"_blank\">filed rate assumptions for both<\/a> the extension and expiration scenarios, and under both options, they profit. Meanwhile, consumers face spiking premiums, soaring out-of-pocket costs, and debilitating uncertainty. What looks like political gridlock is, in fact, a strategic opportunity for the insurance industry.<\/p>\n<p>            Create a FREE account, or log in. <\/p>\n<p>Registered readers of The Lever get access to a limited number of free articles every month, breaking news alerts, and our Lever Daily newsletter.<\/p>\n<p>Already have an account? <a data-portal=\"signin\">Sign in<\/a><\/p>\n<p>          Don&#8217;t forget to share this post!<\/p>\n<p>\n          They can\u2019t scam who they can\u2019t find.\n          <\/p>\n<p>           <a href=\"https:\/\/deal.incogni.io\/aff_c?offer_id=5&amp;aff_id=1247&amp;url_id=21&amp;source=web\" rel=\"nofollow noopener\" target=\"_blank\"><\/p>\n<p>   <\/a><\/p>\n<p>\n          Help protect yourself from spam, scams, and identity theft with Incongi. Use code LEVER to get a massive discount on Incogni now.\n        <\/p>\n<p>        <a href=\"https:\/\/deal.incogni.io\/aff_c?offer_id=5&amp;aff_id=1247&amp;url_id=21&amp;source=web\" class=\"w-full text-center max-w-[300px] text-white uppercase text-[0.9rem] font-bold tracking-[1.5px] py-3 bg-eerie-black hover:bg-brand hover:text-eerie-black\" rel=\"nofollow noopener\" target=\"_blank\">Protect Your Data<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"As 24 million Americans begin shopping for health insurance during the Affordable Care Act marketplace\u2019s open enrollment period,&hellip;\n","protected":false},"author":2,"featured_media":121657,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[163,521,85,46],"class_list":{"0":"post-121656","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-healthcare","8":"tag-health","9":"tag-healthcare","10":"tag-il","11":"tag-israel"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/121656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=121656"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/121656\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/121657"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=121656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=121656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=121656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}