{"id":13992,"date":"2025-09-13T14:22:13","date_gmt":"2025-09-13T14:22:13","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/13992\/"},"modified":"2025-09-13T14:22:13","modified_gmt":"2025-09-13T14:22:13","slug":"employee-share-of-health-costs-to-eclipse-5000-next-year","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/13992\/","title":{"rendered":"Employee Share Of Health Costs To Eclipse $5,000 Next Year"},"content":{"rendered":"<p><img decoding=\"async\" class=\" top-image\" src=\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2025\/09\/1757773333_871_960x0.jpg\" alt=\"Healthcare costs and fees concept.Hand of smart doctor used a calculator and smartphone, tablet for medical costs at hospital in morning light\" data-height=\"3016\" data-width=\"4528\" fetchpriority=\"high\" style=\"position:absolute;top:0\"\/><\/p>\n<p>Employee health costs are likely to surpass $5,000 next year as companies see their biggest cost increases in at least five years, according to projections from Aon.<\/p>\n<p>getty<\/p>\n<p>Employee health costs are likely to surpass $5,000 next year as companies see their biggest cost increases in at least five years, according to projections from Aon.<\/p>\n<p><a class=\"color-link\" href=\"https:\/\/aon.mediaroom.com\/2025-09-10-Aon-U-S-Employer-Health-Care-Costs-Expected-to-Rise-9-5-Percent-in-2026\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/aon.mediaroom.com\/2025-09-10-Aon-U-S-Employer-Health-Care-Costs-Expected-to-Rise-9-5-Percent-in-2026\" aria-label=\"A new report out\">A new report out <\/a>earlier this week from Aon shows total employee costs at $4,920 for this year, which is about 5% more than $4,662 in 2024. The total figure for 2025 includes $2,967 in employee premiums deducted from worker paychecks \u2013 or about $114 per biweekly pay period &#8211; and another $1,953 in projected out-of-pocket costs.<\/p>\n<p>But Aon\u2019s report projects total U.S. employer health care costs projected to rise 9.5 percent in 2026, \u201cexceeding $17,000 per employee.\u201d Aon\u2019s percentage increase projection is similar to an earlier report from rival benefits consultancy Mercer, which projected \u201ctotal health benefit cost per employee is expected to rise 6.5% on average in 2026 \u2013 the highest increase since 2010,\u201d <a class=\"color-link\" href=\"https:\/\/www.mercer.com\/en-us\/about\/newsroom\/employers-are-bracing-for-the-highest-health-benefit-cost-increase-in-15-years\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.mercer.com\/en-us\/about\/newsroom\/employers-are-bracing-for-the-highest-health-benefit-cost-increase-in-15-years\/\" aria-label=\"according to its report.\">according to its report.<\/a><\/p>\n<p>Aon, which says such costs per employee <a class=\"color-link\" href=\"https:\/\/www.forbes.com\/sites\/brucejapsen\/2025\/01\/01\/lillys-obesity-drug-zepbound-to-be-key-health-cost-driver-for-2025\/\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/brucejapsen\/2025\/01\/01\/lillys-obesity-drug-zepbound-to-be-key-health-cost-driver-for-2025\/\" target=\"_self\" aria-label=\"are $15,860 this year\" rel=\"nofollow noopener\">are $15,860 this year<\/a>, said its \u201ctotal plan costs represent the employer&#8217;s and employee&#8217;s combined premiums for medical and prescription drug costs but exclude employee out-of-pocket payments such as deductibles, co-pays and co-insurance.\u201d<\/p>\n<p>The Aon report didn\u2019t break down the 2026 employee share of the total premium or out-of-pocket costs but based on the percentage increase for total employer costs, the employee share for next year will easily jump past $5,000 for the first time, based on Aon\u2019s 2026 projection for the total plan cost.<\/p>\n<p>The premium and out-of-pocket costs for 2026 are the kind of figures employees who work at big companies will first see during open enrollment, the annual period of time when employers allow their workers to select, change or keep benefit plans for the following year. Depending on the company, open enrollment starts as early as September and can run into November, benefits consultants say.<\/p>\n<p>The data for the Aon report and related projections come from Aon&#8217;s Health Value Initiative database, which includes cost information from more than 1,000 U.S. employers representing 7.7 million workers.<\/p>\n<p>&#8220;This data is a powerful example of how we help employers understand the ripple effects of rising medical spend, not just on plan design, but on their ability to invest across total rewards and broader people priorities,&#8221; <a class=\"color-link\" href=\"https:\/\/insights-north-america.aon.com\/managing-healthcare-costs-human-resources\/top-five-hr-trends-to-watch-for-video\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/insights-north-america.aon.com\/managing-healthcare-costs-human-resources\/top-five-hr-trends-to-watch-for-video\" aria-label=\"Farheen Dam,\">Farheen Dam,<\/a> head of Health Solutions for North America at Aon said in statement accompanying the report.<\/p>\n<p>Reasons for the cost increases vary but include<a class=\"color-link\" href=\"https:\/\/www.forbes.com\/sites\/brucejapsen\/2024\/10\/09\/not-many-employers-cover-glp-1-weight-loss-drugs\/\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/brucejapsen\/2024\/10\/09\/not-many-employers-cover-glp-1-weight-loss-drugs\/\" target=\"_self\" aria-label=\"more Americans\" rel=\"nofollow noopener\"> more Americans <\/a>taking <a class=\"color-link\" href=\"https:\/\/www.forbes.com\/sites\/brucejapsen\/2024\/08\/15\/ozempic-is-raising-your-health-premiums-even-if-youre-not-taking-it\/\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/brucejapsen\/2024\/08\/15\/ozempic-is-raising-your-health-premiums-even-if-youre-not-taking-it\/\" target=\"_self\" aria-label=\"high priced GLP-1\" rel=\"nofollow noopener\">high priced GLP-1 <\/a><a class=\"color-link\" href=\"https:\/\/www.forbes.com\/sites\/brucejapsen\/2023\/11\/08\/weight-loss-drugs-like-wegovy-add-more-than-300-per-worker-to-employer-health-costs\/\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/brucejapsen\/2023\/11\/08\/weight-loss-drugs-like-wegovy-add-more-than-300-per-worker-to-employer-health-costs\/\" target=\"_self\" aria-label=\"weight loss drugs\" rel=\"nofollow noopener\">weight loss drugs<\/a> and the continuing rise in people with chronic conditions, \u201csuch as musculoskeletal and cardiovascular disease, alongside an increase in high-cost conditions like cancer,\u201d the Aon report says.<\/p>\n","protected":false},"excerpt":{"rendered":"Employee health costs are likely to surpass $5,000 next year as companies see their biggest cost increases in&hellip;\n","protected":false},"author":2,"featured_media":13993,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[114,14174,3986,85,46,14175],"class_list":["post-13992","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-employee-health-costs","tag-health-insurance","tag-il","tag-israel","tag-premiums"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/13992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=13992"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/13992\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/13993"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=13992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=13992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=13992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}