{"id":163961,"date":"2025-12-02T10:53:09","date_gmt":"2025-12-02T10:53:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/163961\/"},"modified":"2025-12-02T10:53:09","modified_gmt":"2025-12-02T10:53:09","slug":"how-much-you-can-take-out-for-marriage-under-new-guidelines","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/163961\/","title":{"rendered":"How much you can take out for marriage under new guidelines"},"content":{"rendered":"<p>Business Desk<\/p>\n<p>02 December 2025, 10:39 AM IST<\/p>\n<p>The Employees\u2019 Provident Fund Organisation (EPFO) has updated its withdrawal rules, allowing members to take out up to 100 per cent of their PF balance for specific purposes<\/p>\n<p><img fetchpriority=\"high\" alt=\"EPFO rules for PF withdrawal: How much you can withdraw for marriage and the process\"   src=\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2025\/12\/epfo-wedding-jpg.webp\" width=\"900\" height=\"600\" decoding=\"async\" data-nimg=\"1\" class=\"wider-format ace-image-inner\" loading=\"eager\" style=\"color:transparent;object-fit:cover;object-position:50% 50%;aspect-ratio:1.5\"\/><\/p>\n<p>The <a href=\"https:\/\/english.mathrubhumi.com\/topics\/tag\/epfo\" target=\"_blank\" rel=\"nofollow noopener\">Employees\u2019 Provident Fund Organisation<\/a> has revised its withdrawal rules, expanding access to PF savings for purposes such as illness, education, marriage and housing. Under the updated guidelines, members can withdraw up to 100 per cent of their PF balance for these categories, subject to specific conditions.<\/p>\n<p>For marriage, the <a href=\"https:\/\/english.mathrubhumi.com\/topics\/tag\/epf_pension\" target=\"_blank\" rel=\"nofollow noopener\">EPFO <\/a>now allows members to withdraw up to 100 per cent of their PF balance for their own wedding or for the marriage of their children or siblings. Earlier, members could make only three withdrawals for marriage-related expenses; this has now been increased to five. The rule change follows concerns that the previous limit did not adequately meet the financial needs of account holders, particularly given the high cost of weddings in India.<\/p>\n<p>However, the EPFO requires members to maintain a minimum of 25 per cent of their PF balance to keep the account active. For example, if a member has \u20b94 lakh in their PF account, they may withdraw up to \u20b93 lakh, while the remaining \u20b91 lakh continues to earn compound interest at the existing rate of 8.25 per cent. The full balance becomes withdrawable at retirement at age 58, upon two months of unemployment, or when relocating permanently overseas.<\/p>\n<p>How to withdraw PF money online<\/p>\n<p> Visit the <a href=\"https:\/\/www.epfindia.gov.in\/site_en\/index.php\" target=\"_blank\" rel=\"nofollow noopener\">EPFO\u2019s official website<\/a>.<br \/>\n Log in using your UAN and password.<br \/>\n Enter your Aadhaar number and verify via OTP sent to your registered mobile number.<br \/>\n Select the reason for withdrawal and submit the claim form. <\/p>\n<p>How to withdraw PF via the Umang app<\/p>\n<p> Register on Umang using your Aadhaar or mobile number.<br \/>\n Select the EPFO service option.<br \/>\n Log in using your Aadhaar or mobile credentials.<br \/>\n Enter the OTP sent to your phone.<br \/>\n Choose the PF Withdrawal option and open the Claim Form.<br \/>\n Fill in the required details.<br \/>\n Re-enter your mobile number and OTP to complete submission. <\/p>\n<p>The EPFO\u2019s updated framework classifies withdrawals into categories such as illness, education, marriage and housing. These changes aim to make provident fund access more flexible for members facing significant financial obligations.<\/p>\n<p>For marriage-related withdrawals, the EPFO now permits full access\u2014up to 100 per cent of the available PF balance\u2014while requiring a compulsory retention of 25 per cent to ensure the account remains active. This ensures continued interest accrual and preserves a portion of long-term retirement savings.<\/p>\n<p>Members can complete the withdrawal process through the EPFO website or the Umang app using Aadhaar-based verification. The organisation has emphasised that the revised withdrawal limits are intended to provide financial support without compromising long-term retirement security.<\/p>\n<p>Subscribe to our NewsletterGet Latest Mathrubhumi Updates in English<a class=\"bg-[#128C7E] rounded-[10px] px-[10px] py-2 text-[14px] font-medium leading-4 whitespace-nowrap  h-[30px]\" type=\"button\" aria-labelledby=\"Follow on Whatsapp\" title=\"Follow on Whatsapp\" href=\"#\" target=\"_blank\" rel=\"noreferrer\">Follow<\/a><\/p>\n<p class=\"content-font text-primary\" style=\"font-size:16px\">Disclaimer: Kindly avoid objectionable, derogatory, unlawful and lewd comments, while responding to reports. Such comments are punishable under cyber laws. Please keep away from personal attacks. The opinions expressed here are the personal opinions of readers and not that of Mathrubhumi.<\/p>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Business Desk 02 December 2025, 10:39 AM IST The Employees\u2019 Provident Fund Organisation (EPFO) has updated its withdrawal&hellip;\n","protected":false},"author":2,"featured_media":163962,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[114,33487,61571,15134,27676,98267,98262,61574,268,85,98261,46,98258,266,267,98260,98265,15135,98264,98263,40748,98259,98266],"class_list":{"0":"post-163961","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-employee-provident-fund","10":"tag-epf-balance-withdrawal","11":"tag-epfo","12":"tag-epfo-marriage-withdrawal","13":"tag-epfo-new-rules","14":"tag-epfo-pf-withdrawal","15":"tag-epfo-rules-2025","16":"tag-finance","17":"tag-il","18":"tag-india-finance-news","19":"tag-israel","20":"tag-marriage-withdrawal-limit","21":"tag-personal-finance","22":"tag-personalfinance","23":"tag-pf-claim","24":"tag-pf-online-withdrawal","25":"tag-pf-withdrawal","26":"tag-pf-withdrawal-rules","27":"tag-provident-fund-withdrawal","28":"tag-retirement-fund","29":"tag-umang-app","30":"tag-umang-app-pf-withdrawal"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/163961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=163961"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/163961\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/163962"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=163961"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=163961"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=163961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}