{"id":249030,"date":"2026-01-21T01:10:09","date_gmt":"2026-01-21T01:10:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/249030\/"},"modified":"2026-01-21T01:10:09","modified_gmt":"2026-01-21T01:10:09","slug":"top-10-superannuation-funds-in-australia-revealed-as-members-see-305000-long-term-retirement-boost","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/249030\/","title":{"rendered":"Top 10 superannuation funds in Australia revealed as members see $305,000 long-term retirement boost"},"content":{"rendered":"

\"Australian The median balance option reported a 8.8 per cent return in 2025, SuperRatings found. (Source: AAP\/Getty) <\/p>\n

New research has revealed which superannuation funds<\/a> have been the best performing over the last 10 years, with Hostplus, Australian Retirement Trust and AustralianSuper, making the list. Super funds<\/a> delivered another strong year of returns in 2025, with the top balanced options notching double-digit gains over the year.<\/p>\n

The median balanced option returned 8.8 per cent to members for the full 2025 calendar year, research by SuperRatings found. This was below last year\u2019s 11.1 per cent return<\/a>, but still above the long-term average of 6.5 per cent since 2000.<\/p>\n

Raiz Super\u2019s Moderately Aggressive Option was the top performer for the year<\/a> for balanced options, returning 12.4 per cent. This was followed by legalsuper\u2019s MySuper Balanced option and NGS Super diversified MySuper option, with returns of 11.3 and 11.2 per cent respectively.<\/p>\n

RELATED<\/p>\n

SuperRatings executive director Kirby Rappell said funds continued to deliver above expected returns, but there were doubts over how long such growth could last.<\/p>\n

\u201cA negative return in November meant the median Balanced option missed reaching double digits for 2025 and the outlook for 2026 is increasingly unclear,\u201d he said.<\/p>\n

\u201cWe encourage all members to focus on their long-term outcomes and ensure they are comfortable with their superannuation settings so they can tune out any noise in the coming months.\u201d<\/p>\n

Do you have a story to share? Contact tamika.seeto@yahooinc.com<\/a><\/p>\n

\"Australian Over the longer term, an investment of $100,000 in the average balanced option 16 years ago would now be worth just shy of $305,000. (Source: Getty) <\/p>\n

Looking over the long-term, Hostplus\u2019 Balanced option remains the top performer with an average return of 8.7 per cent per annum over 10 years.<\/p>\n

It\u2019s closely followed by Australian Retirement Trust Super Savings Balanced with an average return of 8.5 per cent per annum.<\/p>\n

AustralianSuper\u2019s Balanced option came fourth place with an average 10-year return of 8.2 per cent per annum.<\/p>\n

SuperRatings found that an investment of $100,000 in the median balanced option 16 years ago would now be worth $304,911 in retirement savings<\/a>.<\/p>\n

If invested in a median growth option, it would be worth $337,878, while those who invested in cash would have $146,378.<\/p>\n

Here were the top balanced options over the last 12 months, according to SuperRatings.<\/p>\n

Balanced funds are defined as those with 60 to 76 per cent invested in growth assets.<\/p>\n

Rank<\/p>\n

Option Name<\/p>\n

1 Year %<\/p>\n

10 Year % pa<\/p>\n

1<\/p>\n

Raiz Super – Moderately Aggressive<\/p>\n

12.4<\/p>\n

–<\/p>\n

2<\/p>\n

legalsuper – MySuper Balanced<\/p>\n

11.3<\/p>\n

7.8<\/p>\n

3<\/p>\n

NGS Super – Diversified (MySuper)<\/p>\n

11.2<\/p>\n

7.6<\/p>\n

4<\/p>\n

Hostplus – Balanced<\/p>\n

10.5<\/p>\n

8.7<\/p>\n

5<\/p>\n

GESB Super – My GESB Super Plan<\/p>\n

10.4<\/p>\n

7.1<\/p>\n

6<\/p>\n

Hostplus – Indexed Balanced<\/p>\n

10.4<\/p>\n

8.3<\/p>\n

7<\/p>\n

Equip Super MyFuture – Balanced Growth<\/p>\n

10.2<\/p>\n

7.9<\/p>\n

8<\/p>\n

ESSSuper – Balanced Growth<\/p>\n

10.1<\/p>\n

–<\/p>\n

9<\/p>\n

Vanguard Super SmartSave – Growth<\/p>\n

9.9<\/p>\n

–<\/p>\n

10<\/p>\n

Colonial First State First Choice Personal – CFS Enhanced Index Balanced<\/p>\n

9.7<\/p>\n

7.7<\/p>\n

Rank<\/p>\n

Option Name<\/p>\n

1 Year %<\/p>\n

10 Year % pa<\/p>\n

1<\/p>\n

Hostplus – Balanced<\/p>\n

10.5<\/p>\n

8.7<\/p>\n

2<\/p>\n

Australian Retirement Trust – Super Savings – Balanced<\/p>\n

9.6<\/p>\n

8.5<\/p>\n

3<\/p>\n

Hostplus – Indexed Balanced<\/p>\n

10.4<\/p>\n

8.3<\/p>\n

4<\/p>\n

AustralianSuper – Balanced<\/p>\n

8.7<\/p>\n

8.2<\/p>\n

5<\/p>\n

UniSuper – Balanced<\/p>\n

9.3<\/p>\n

8.1<\/p>\n

6<\/p>\n

Vision Super – Balanced Growth<\/p>\n

9.3<\/p>\n

8.1<\/p>\n

7<\/p>\n

HESTA – Balanced Growth<\/p>\n

9.4<\/p>\n

8.0<\/p>\n

8<\/p>\n

Cbus – Growth (MySuper)<\/p>\n

9.3<\/p>\n

8.0<\/p>\n

9<\/p>\n

Aware Super Future Saver – Balanced<\/p>\n

8.4<\/p>\n

8.0<\/p>\n

10<\/p>\n

Equip Super MyFuture – Balanced Growth<\/p>\n

10.2<\/p>\n

7.9<\/p>\n

SuperRatings has encouraged Aussies to consider their risk tolerance and do a health check on their fund across performance, fees and insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"The median balance option reported a 8.8 per cent return in 2025, SuperRatings found. (Source: AAP\/Getty) New research…\n","protected":false},"author":2,"featured_media":249031,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[36862,133047,114,268,85,46,266,267,105136],"class_list":{"0":"post-249030","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-australian-retirement-trust","9":"tag-australiansuper","10":"tag-business","11":"tag-finance","12":"tag-il","13":"tag-israel","14":"tag-personal-finance","15":"tag-personalfinance","16":"tag-superratings"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/249030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=249030"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/249030\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/249031"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=249030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=249030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=249030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}