As we move into 2026, the trends you need to know about this year are similar in their goal \u2014 underconsumption \u2014 but different in their approach.<\/p>\n
Let\u2019s talk about the 2026 money trends to try this year: No Buy 2026, 30-day lists and decluttering.<\/p>\n
No Buy 2026<\/p>\n
After rising to fame last year, the no-buy challenge is now a go-to for those wanting to\u00a0improve their spending habits.<\/a><\/p>\n This year\u2019s No Buy 2026 trend is less about cutting out\u00a0all spending and more about cutting down on specific types of spending such as on DoorDash or the new \u201cit\u201d water bottle.<\/p>\n Those who are implementing the trend started their year by making no-buy lists. As we all know, writing down your goals will make you more likely\u00a0to stick to them.<\/a><\/p>\n Whether you\u2019re continuing last year\u2019s no-buy challenge or trying it for the first time, here are a few tips to implement No Buy 2026:<\/p>\n Look at last year\u2019s spending to determine which categories you\u2019ll add to your no-buy list. Maybe you spent too much on fast food or new clothes that you didn\u2019t need. 30-day lists<\/p>\n The goal of a 30-day list is to reduce impulse spending. Just like No Buy 2026, this trend is highly customizable \u2014 the 30 days are simply a suggestion.<\/p>\n Basically, when there\u2019s something nonessential that you want to buy, add it to your 30-day list. Then, you can come back in 30 days and decide if you still want it as badly as before.<\/p>\n If the no-buy challenge feels overwhelming to you, this might be a better alternative. Here are a few tips for using a 30-day list in 2026:<\/p>\n Keep the list somewhere accessible, whether in the Notes app on your phone or a handwritten list on your fridge. That makes it easier to both add items and revisit them. Decluttering<\/p>\n You might be wondering what this trend has to do with money, so just hear us out.<\/p>\n Some people are simply decluttering 26 items in 2026. Others are doing monthlong decluttering challenges where for each day of the month they get rid of that many items \u2014 10 items on the 10th, 26 items on the 26th, etc.<\/p>\n Decluttering is great, but it only goes so far if you\u2019re still bringing in more than you\u2019re getting rid of.<\/p>\n Instead, try adopting a \u201cone in, one out\u201d mindset: For every new thing you bring into your home, you have to get rid of something else.<\/p>\n By\u00a0tying your decluttering to your spending,<\/a> you can set yourself up to both save money and reduce your consumption.<\/p>\n Implementing these 2026 money trends<\/p>\n Want to improve your spending habits this year? Consider trying one or all of these money trends.<\/p>\n But don\u2019t forget: It\u2019s equally important to have a plan for the money you save.<\/p>\n Whether you\u2019re saving up to buy a house or new car, building your emergency fund or investing in your future, First National Bank can help<\/a>\u00a0with that.<\/p>\n Reach out,<\/a>\u00a0or\u00a0stop by a branch.<\/a> Our bankers can\u2019t wait to chat with you about your progress throughout the year!<\/p>\n","protected":false},"excerpt":{"rendered":"This piece is sponsored by the First National Bank in Sioux Falls. If you\u2019ve been following along with\u00a0money…\n","protected":false},"author":2,"featured_media":260217,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[114,268,85,46,266,267,137201],"class_list":{"0":"post-260216","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-il","11":"tag-israel","12":"tag-personal-finance","13":"tag-personalfinance","14":"tag-the-first-national-bank-in-sioux-falls"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/260216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=260216"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/260216\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/260217"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=260216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=260216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=260216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/01\/2026-Money-Trends-1200x800-1-1024x683.jpg\")
<\/p>\n
\nConsider adding specific stores that you know you impulse buy or overspend at. Not pointing any fingers, but common examples include T.J.Maxx, Bath & Body Works and even TikTok Shop.
\nSet attainable goals for yourself. This challenge is hard, which is why some people are doing shorter timeframes such as a quarter-long or monthlong no-buy rather than the whole year.
\nThe most important thing to know about No Buy 2026 is that everything is up to you. If it\u2019s important to you to still visit your favorite coffee shop regularly, then don\u2019t put it on your no-buy list \u2014 even if it\u2019s on someone else\u2019s.<\/p>\n![\"\"](\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/01\/2026-Money-Trends-1200x800-2-1024x683.jpg\")
<\/p>\n
\nWe recommend adding dates so you can keep track of when an item reaches 30 days on the list.
\nFor online shopping, you also can use the shopping bag feature to keep track of items you\u2019re eyeing.
\nIf you really like to be organized, consider creating a spreadsheet that includes the price and product type of items on your list. That way, you can easily prioritize your purchases and make informed decisions when an item reaches its 30 days.<\/p>\n