If you want to experience the magic of Disney in person, you’re going to pay for it.<\/p>\n
While you can use travel rewards for flights and hotels, covering other costs like park tickets and cruise fares with rewards is difficult outside of earning gobs of cash back. There are co-branded Disney credit cards<\/a>, but the value they offer isn’t better than what you can get with many top rewards credit cards. <\/p>\n In the past, the best credit card for booking a trip to a Disney theme park often wasn’t a Disney card. That math will change for many with the introduction of the Disney\u00ae Inspire Visa\u00ae Card<\/a>, which has a limited-time welcome offer<\/a> worth up to $600. You’ll receive a $300 Disney Gift Card eGift upon approval and earn a $300 statement credit after spending $1,000 in the first three months of account opening.<\/p>\n This generous welcome bonus<\/a> is complemented by ongoing perks that can save you hundreds of dollars a year on Disney purchases.<\/p>\n 18.24% to 27.74% variable<\/p>\n Terms apply. Information about the Disney\u00ae Inspire Visa\u00ae Card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer of the card prior to publication.<\/p>\n Our expert take<\/p>\n The Disney\u00ae Inspire Visa\u00ae Card has an easy-to-earn welcome bonus and ongoing perks that make it worth it, but you need to spend a lot with Disney each year to unlock this card’s value.<\/p>\n Pros & consGenerous welcome offerPromo APR on Disney vacation packagesValuable ongoing benefits for eligible Disney purchasesEarns Disney Rewards Dollars, which are more restrictive than cash backHas an annual feeMore detailsRewardsEarn 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 3% in Disney Rewards Dollars on card purchases at gas stations and most U.S. Disney locations Earn 2% in Disney Rewards Dollars at grocery stores and restaurantsEarn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.Balance transfer fee<\/p>\n Either $5 or 5% of the amount of each transfer, whichever is greater<\/p>\n Foreign transaction feeDisney Inspire Visa Card benefitsRewards rates<\/p>\n In addition to its welcome bonus, the Disney Inspire Visa<\/a> earns Disney Rewards Dollars at the following rates:<\/p>\n 10% on purchases made directly at DisneyPlus.com<\/a>, Hulu.com<\/a> or Plus.ESPN.com3% at most other U.S. Disney locations and gas stations2% at grocery stores and restaurants<\/a>1% on all other card purchasesStatement credits<\/p>\n You can also earn over $300 a year in credits for various Disney purchases, including:<\/p>\n Up to $120 in annual credits on qualifying subscriptions or add-on purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com (up to $10 back per month after spending $10 or more on eligible purchases; yearly activation required)$100 statement credit after spending $200 per card anniversary year on U.S. Disney theme park tickets$200 Disney Reward Dollars after spending $2,000 per card anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings<\/p>\n If you only take advantage of the streaming credit for Disney+, Hulu and ESPN, you could almost entirely offset this card’s $149 annual fee. You can also take advantage of a 0% intro APR<\/a> for six months on select Disney vacation packages (then a variable APR of 18.24% to 27.74% applies). <\/p>\n Disney discounts<\/p>\n This card also comes with discounts on a range of Disney purchases, including:<\/p>\n 10% off select purchases at DisneyStore.com10% off select merchandise at select locations at Walt Disney World\u00ae Resort and the Disneyland\u00ae Resort10% off select dining locations most days at Walt Disney World\u00ae Resort and the Disneyland\u00ae Resort15% off the non-discounted price of select guided tours at Walt Disney World\u00ae Resort and the Disneyland\u00ae Resort10% off the non-discounted price of select recreation experiences at Walt Disney World\u00ae Resort<\/p>\n Cardholders also have access to exclusive character photos at Disneyland\u00ae Resort and the Walt Disney World Resort\u00ae.<\/p>\n Who does the Disney Inspire Visa Card make sense for?<\/p>\n If you’re a Disney regular<\/a> who visits a Disney theme park or books Disney cruises every year or two, this card can easily pay for itself. You can redeem the Disney Rewards Dollars you earn for all sorts of Disney expenses, and cardholders have the added benefit of being able to use Disney Rewards Dollars to offset qualifying airline purchases.<\/p>\n However, if a Disney-themed vacation is a one-off event for you, the Disney Inspire Visa<\/a> loses its luster; most of its value is locked within the Disney ecosystem. If you’re not consistently making Disney the centerpiece of your holiday plans, you may find it more useful to earn cash back or travel rewards<\/a> that have more redemption options.<\/p>\n If you’re planning a once-in-a-lifetime trip to Disney, consider the Capital One Venture Rewards Credit Card<\/a>. It has a limited-time welcome offer worth up to $1,000 travel<\/a>: Earn\u00a0$250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. You can easily apply this welcome bonus to the flights or hotels<\/a> you need to make your Disney dream come true. It also earns at least 2X miles on every purchase, and the annual fee is only $95.<\/p>\n Good to Excellent670\u2013850<\/p>\n LIMITED-TIME OFFER: Enjoy $250 plus earn 75,000 bonus miles<\/p>\n Our expert take<\/p>\n The Capital One Venture Rewards Credit Card has a reasonable annual fee and earns flexible travel rewards, which makes it a great travel card for beginners or heavy travelers.<\/p>\n Pros & consValuable welcome offer worth at least $1,000 in travelYou can transfer miles to over 15 Capital One partners, including Emirates Skywards, Choice Privileges and Singapore Airlines KrisFlyerNo foreign transaction feesLacks ongoing travel benefits such as statement credits or lounge accessLimited bonus spending category that only applies to certain Capital One Travel bookingsMore detailsHighlights<\/p>\n Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.<\/p>\n LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travelEarn unlimited 2X miles on every purchase, every dayEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One TravelMiles won’t expire for the life of the account and there’s no limit to how many you can earnReceive up to a $120 credit for Global Entry or TSA PreCheck\u00aeUse your miles to get reimbursed for any travel purchase\u2014or redeem by booking a trip through Capital One TravelEnjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle CollectionTransfer your miles to your choice of 15+ travel loyalty programsTop rated mobile appBalance transfer fee<\/p>\n $0\u00a0at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you<\/p>\n Foreign transaction fee<\/p>\n Subscribe to the CNBC Select Newsletter!<\/p>\n Money matters \u2014\u00a0so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.\u00a0Sign up here<\/a>.<\/p>\n Why trust CNBC Select?<\/p>\n At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every article is based on rigorous reporting by our team of expert writers and editors.\u00a0While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.<\/p>\n Catch up on CNBC Select’s in-depth coverage of\u00a0credit cards<\/a>,\u00a0banking<\/a>\u00a0and\u00a0money<\/a>, and follow us on\u00a0TikTok<\/a>,\u00a0Facebook<\/a>,\u00a0Instagram<\/a>\u00a0and\u00a0Twitter<\/a>\u00a0to stay up to date.<\/p>\n Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff\u2019s alone, and have not been reviewed, approved or otherwise endorsed by any third party.<\/p>\n