\u201cIt can feel very belittling when you hear constantly ‘you just need to behave better\u2019, \u2018you just need to do better’ when no one’s talking about trauma. No one’s talking about the reasons why people might not do it, and that’s the important part that I wish more people are discussing.\u201d<\/p>\n
![\"Composite](\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/02\/money-decisions-GX25CEKMKNHLDCQ5EI5CS72EPY.jpg\")
<\/p>\n
Composite image: Vania Chandrawidjaja (Source: istock.com)<\/p>\n
Boynton said those \u2018reasons\u2019 are what is keeping many New Zealanders from managing their finances.<\/p>\n
When asked about whether culture might play a role in why people might not discuss their money situation, Boynton was emphatic.<\/p>\n
\u201cIf you associate money with financial stress, if you associate money with shame, money with not having enough [then] you’re not going to talk about it. You’re going to avoid it. <\/p>\n
“And this is like money personalities, you’ll either avoid money or you’ll be anxiously attached to it and this is the stuff that, like, awareness around this will actually enable people to make those better choices.\u201d<\/p>\n
A lot of things around financial literacy is \u201cover complicated\u201d, she said. \u201cIt blows my mind how normalised that is.\u201d<\/p>\n
Boynton\u2019s mission is to bridge the wealth gap by creating accessible resources for people to use. She uses Instagram and TikTok to create content aimed at helping rangatahi grow their money and has amassed around 70,000 followers across the platforms. <\/p>\n
Her debut book M\u0101ori Millionaire was published last year and she has now launched a new six-part podcast series, How We Money, in partnership with ANZ.<\/p>\n
\u201cI’m not coming here from my high horse saying you need to do better because I’ve made my mistakes and I just want to encourage people to look at their finances and go ‘OK, what can we do right now?’\u201d<\/p>\n
The morning’s headlines in 90 seconds, including the Clintons front up over Epstein, and Australasia\u2019s biggest festival takes over Christchurch. (Source: Breakfast)<\/p>\n","protected":false},"excerpt":{"rendered":"The impact mental health and trauma have on how people manage their money needs more attention, the founder…\n","protected":false},"author":2,"featured_media":312228,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[163,85,46,22411,522,523,156383,266],"class_list":["post-312227","post","type-post","status-publish","format-standard","has-post-thumbnail","category-mental-health","tag-health","tag-il","tag-israel","tag-maori-issues","tag-mental-health","tag-mentalhealth","tag-ohanga","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/312227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=312227"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/312227\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/312228"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=312227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=312227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=312227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}