{"id":341175,"date":"2026-03-15T23:24:16","date_gmt":"2026-03-15T23:24:16","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/341175\/"},"modified":"2026-03-15T23:24:16","modified_gmt":"2026-03-15T23:24:16","slug":"the-artificial-intelligence-ai-stock-most-likely-to-mint-new-millionaires","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/341175\/","title":{"rendered":"The Artificial Intelligence (AI) Stock Most Likely to Mint New Millionaires"},"content":{"rendered":"<p>Wall Street has separated virtually every business into a winner or loser when it comes to artificial intelligence (<a href=\"https:\/\/www.fool.com\/investing\/stock-market\/market-sectors\/information-technology\/ai-stocks\/\" class=\"text-cyan-900 hover:text-cyan-800\" rel=\"nofollow noopener\" target=\"_blank\">AI<\/a>) disruption. Remitly Global (<a href=\"https:\/\/www.fool.com\/quote\/nasdaq\/rely\/\" class=\"font-bold hover:underline\" rel=\"nofollow noopener\" target=\"_blank\">RELY<\/a> 1.90%) has been deemed a loser in AI and in the emergent era of <a href=\"https:\/\/www.fool.com\/research\/largest-stablecoins\/\" class=\"text-cyan-900 hover:text-cyan-800\" rel=\"nofollow noopener\" target=\"_blank\">stablecoin disruption<\/a>. Shares of the stock have fallen 69% from all-time highs despite the company growing its revenue by more than 500% cumulatively in the last five years.<\/p>\n<p>What if I told you Remitly could actually be an AI winner? Here&#8217;s why this beaten-down stock is set up to succeed in the coming years and mint some millionaires as long-term shareholders.<\/p>\n<p><img alt=\"A digital circle and the label AI superimposed over a person's eye.\" loading=\"lazy\" width=\"880\" height=\"550\" decoding=\"async\" data-nimg=\"1\" class=\"h-auto max-w-full rounded object-contain\" style=\"color:transparent\"   src=\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/03\/1773617056_705_.jpeg\"\/><\/p>\n<p class=\"caption\">Image source: Getty Images.<\/p>\n<p>Disruption fears turn into opportunities<\/p>\n<p>Remitly operates a remittance platform for individuals and small businesses. With direct banking connections and a smooth mobile app, the company can offer lower fees than traditional wire transfers, all from a smartphone. This has enabled the business to grow from nothing a decade ago to 9.3 million active customers last quarter.<\/p>\n<p>Investors are concerned about Remitly amid a rise in stablecoin transactions. Along with AI-driven coding tools, there is a narrative that Remitly&#8217;s network could be disrupted, driving the cost of international money transfers to zero and ruining Remitly&#8217;s business model.<\/p>\n<p>This is misguided for a few reasons. First, a small team of coders cannot get the required licenses from every country needed to run a remittance business. Second, converting stablecoins to fiat currencies still incurs overhead costs that AI cannot eliminate. Third, Remitly is already using stablecoins on its own balance sheet to minimize its transfer costs, thereby allowing it to lower customer fees. Fourth, Remitly is expanding beyond remittances by allowing customers to spend and store money on the platform, opening new monetization avenues. And fifth, Remitly is using AI to improve the customer journey and make automated customer support services more cost-effective. <\/p>\n<p>A narrative of stablecoin and AI disruption is just that, a narrative, and one that Remitly should actually benefit from. Last quarter, Remitly&#8217;s revenue grew 26% year over year, with healthy margin expansion. More of the same is expected from management in 2026.<\/p>\n<p><img alt=\"Remitly Global Stock Quote\" loading=\"lazy\" width=\"64\" height=\"64\" decoding=\"async\" data-nimg=\"1\" class=\"w-full flex-none object-contain\" style=\"color:transparent\"  src=\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/03\/1773617056_771_.png\"\/><\/p>\n<p>Today&#8217;s Change<\/p>\n<p>(-1.90%) $-0.29<\/p>\n<p>Current Price<\/p>\n<p>$15.23<\/p>\n<p>Key Data Points<\/p>\n<p>Market Cap<\/p>\n<p>$3.2B<\/p>\n<p>Day&#8217;s Range<\/p>\n<p>$15.12 &#8211; $15.69<\/p>\n<p>52wk Range<\/p>\n<p>$12.08 &#8211; $24.70<\/p>\n<p>Volume<\/p>\n<p>91K<\/p>\n<p>Avg Vol<\/p>\n<p>3.6M<\/p>\n<p>Gross Margin<\/p>\n<p>58.67%<\/p>\n<p>Why Remitly Global stock could make millionaires<\/p>\n<p>At today&#8217;s stock price, just below $16, Remitly has a market cap of $3.27 billion. Long-term, management expects to generate upward of $3 billion in revenue and $575 million to $600 million in adjusted earnings before interest, taxes, depreciation, and amortization (<a href=\"https:\/\/www.fool.com\/investing\/how-to-invest\/stocks\/ebitda\/\" class=\"_ymio1r31 _ypr0glyw _zcxs1o36 _mizu1v1w _1ah3dkaa _ra3xnqa1 _128mdkaa _1cvmnqa1 _4davt94y _4bfu1r31 _1hms8stv _ajmmnqa1 _vchhusvi _kqswh2mm _ect4ttxp _syaz13af _1a3b1r31 _4fpr8stv _5goinqa1 _f8pj13af _9oik1r31 _1bnxglyw _jf4cnqa1 _30l313af _1nrm1r31 _c2waglyw _1iohnqa1 _9h8h12zz _10531ra0 _1ien1ra0 _n0fx1ra0 _1vhv17z1\" rel=\"nofollow noopener\" target=\"_blank\">EBITDA<\/a>). Even disregarding these adjusted earnings figures, which are not the true profit measure of any business, Remitly&#8217;s stock looks cheap for those with a multiyear time horizon.<\/p>\n<p>Bottom-line net income of $400 million in 2026 would give the stock a forward price-to-earnings ratio (<a href=\"https:\/\/www.fool.com\/terms\/p\/pe-ratio\/\" class=\"text-cyan-900 hover:text-cyan-800\" rel=\"nofollow noopener\" target=\"_blank\">P\/E<\/a>) of 8, which is incredibly cheap for a business with a long runway to grow like Remitly. This makes the stock one that will likely make you a millionaire in the years ahead if you buy today and hold forever.<\/p>\n","protected":false},"excerpt":{"rendered":"Wall Street has separated virtually every business into a winner or loser when it comes to artificial intelligence&hellip;\n","protected":false},"author":2,"featured_media":341176,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[345,343,344,85,46,125],"class_list":{"0":"post-341175","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-artificial-intelligence","8":"tag-ai","9":"tag-artificial-intelligence","10":"tag-artificialintelligence","11":"tag-il","12":"tag-israel","13":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/341175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=341175"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/341175\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/341176"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=341175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=341175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=341175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}