{"id":39206,"date":"2025-09-26T15:30:11","date_gmt":"2025-09-26T15:30:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/39206\/"},"modified":"2025-09-26T15:30:11","modified_gmt":"2025-09-26T15:30:11","slug":"nbfi-default-loans-rise-to-tk27541cr-in-june-now-36-of-total-lending","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/39206\/","title":{"rendered":"NBFI default loans rise to Tk27,541cr in June, now 36% of total lending"},"content":{"rendered":"<p>      At the end of December 2024, the total loan portfolio of NBFIs was Tk75,450 crore, of which Tk25,089 crore or 33.25% was classified as non-performing.    <\/p>\n<p>\n                    TBS Report\n          <\/p>\n<p>\n      24 September, 2025, 10:30 pm    <\/p>\n<p>\n      Last modified: 24 September, 2025, 10:31 pm    <\/p>\n<p>\n      Representational image. Photo: Collected<\/p>\n<p>&#8220;&gt; <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"adf-overlay ratio ratio__16x9 lazyload\" data-aspectratio=\"452\/254\" src=\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2025\/09\/loan_default1.jpg\" width=\"452\" height=\"254\" alt=\"Representational image. Photo: Collected\" title=\"\"\/><\/p>\n<p>\n          Representational image. Photo: Collected        <\/p>\n<p class=\"rtejustify\">Default loans at the country&#8217;s non-bank financial institutions (NBFIs) reached Tk27,541 crore by the end of June 2025, accounting for 35.72% of their total loans disbursed, according to Bangladesh Bank data.<\/p>\n<p class=\"rtejustify\">Just three months earlier, at the end of March, the figure stood at Tk27,189 crore, or 35.32% of total loans. This means default loans grew by Tk352 crore in just one quarter.<\/p>\n<p class=\"rtejustify\">At the end of December 2024, the total loan portfolio of NBFIs was Tk75,450 crore, of which Tk25,089 crore or 33.25% was classified as non-performing.<\/p>\n<p>        <a style=\"font-weight: bold; color: #2b4949; border-bottom: 1px solid #ccc; font-size: 18px;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMIivlQsw2ZKrAw?ceid=US:en&amp;oc=3\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n          <img decoding=\"async\" src=\"https:\/\/www.tbsnews.net\/sites\/all\/themes\/sloth\/images\/google_news.svg\" alt=\"The Business Standard Google News\" style=\"display: inline-block; margin-right: 15px; margin-bottom: 10px; height: 30px;\"\/><br \/>\n            Keep updated, follow The Business Standard&#8217;s Google news channel<br \/>\n          <\/a><\/p>\n<p class=\"rtejustify\">As per the central bank data, although outstanding loans in the NBFI sector have grown in recent months, defaults are increasing at a much faster pace. This indicates that not only are older loans turning bad, but some of the newly disbursed loans are also falling into default.<\/p>\n<p class=\"rtejustify\">On this, a senior official at Uttara Finance told TBS, &#8220;The overdue loans that were already in the pipeline are gradually being classified as non-performing. Since new lending is quite limited now, the chance of defaults suddenly spiking from fresh loans is low.&#8221;<\/p>\n<p class=\"rtejustify\">Bangladesh Bank figures for the September 2024 quarter showed that 19 out of 35 NBFIs had default loan ratios exceeding 50%. The central bank&#8217;s Financial Stability Assessment Report for the same quarter noted that the sector&#8217;s asset quality and profitability had further deteriorated.<\/p>\n<p class=\"rtejustify\">Speaking on condition of anonymity, the managing director of one NBFI said, &#8220;Due to various irregularities, the reputation of many institutions has been damaged. As a result, they are failing to mobilise fresh deposits. On top of this, many loans that were rescheduled for the long term are now defaulting.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"At the end of December 2024, the total loan portfolio of NBFIs was Tk75,450 crore, of which Tk25,089&hellip;\n","protected":false},"author":2,"featured_media":39207,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[114,184,85,46],"class_list":["post-39206","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-business","tag-economy","tag-il","tag-israel"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/39206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=39206"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/39206\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/39207"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=39206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=39206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=39206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}