![\"Singles&Savings_Supplied_1800x1000\"](\"https:\/\/www.newsbeep.com\/il\/wp-content\/uploads\/2026\/05\/SinglesSavings_Supplied_1800x1000.jpg\" "\\"Singles&Savings_Supplied_1800x1000\\"\/")
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Finder’s Single Tax Report revealed a near $20,000 savings gap between single and coupled Australians.
\n On average, a single person can live off their savings for just 15.9 weeks, compared to 17.4 weeks for those with a partner.
\n What’s next: Despite these challenges, single Aussies can take steps to grow their balance.<\/p>\n
Being single in 2026 is often synonymous with having the freedom to live life on your own terms. And while there is a grain of truth to this, single life does have one major limitation.<\/p>\n
According to Finder’s Single Tax Report<\/a>, the average difference in savings between singles and those in a relationship was almost a staggering $20,000.<\/p>\n When we look at this on a month-on-month basis, the average single is tucking away $651 every month, while someone in a relationship stashes $1,086 each month.<\/p>\n With couples consistently coming at $435 a month ahead, many singles are feeling the financial strain that comes with flying solo.<\/p>\n It’s not necessarily a dead end for singles, though. Although there’s no second salary, singles can make simple switches to help boost their balance.<\/p>\n Ready to supercharge your savings?<\/p>\n Sign up to a high interest account<\/p>\n 3 savings tips for single AussiesGet more bang for your buck (literally). Most high-interest savings accounts<\/a> have “bonus” conditions, like depositing $1,000 a month, which can be harder to hit on a single income. Instead, look for accounts with high “introductory” or “no-hoops” rates. Banks like Rabobank and ING are offering introductory rates as high as 5.65% p.a. for the first four months.Supercharge your deposit. If property ownership<\/a> is a goal for you, but saving that hefty 20% deposit feels just out of reach, consider looking into government schemes and grants. For example, the First Home Guarantee<\/a> allows singles to purchase a property with a 5% deposit.Consider bill smoothing. It’s no surprise single households are more vulnerable to bill shock, which is why it might be worth asking your utility<\/a> provider for “Bill Smoothing.” This takes your estimated annual cost and divides it into equal, smaller fortnightly or monthly payments, making it easier to plan ahead with bigger bills.<\/p>\n