{"id":473120,"date":"2026-06-02T22:42:09","date_gmt":"2026-06-02T22:42:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/473120\/"},"modified":"2026-06-02T22:42:09","modified_gmt":"2026-06-02T22:42:09","slug":"retail-superannuation-funds-iris-products-are-gaming-pension-rules-to-win-retirees","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/473120\/","title":{"rendered":"Retail superannuation funds\u2019 IRIS products are gaming pension rules to win retirees"},"content":{"rendered":"<p>The country\u2019s biggest for-profit pension funds are crowding the market with products that game the age pension test to maximise the benefit for members, as they move to stem a flight of customers out of their traditional retirement funds and attract financial advisers to their big wealth platforms.<\/p>\n<p>Dubbed \u201cinnovative retirement income streams\u201d and more widely known as IRIS products, Colonial First State will offer its first from August, building on a $21.5 billion market that includes competitors AMP and the Insignia-owned MLC.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"The country\u2019s biggest for-profit pension funds are crowding the market with products that game the age pension test&hellip;\n","protected":false},"author":2,"featured_media":473121,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[114,268,85,46,266,267],"class_list":["post-473120","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-il","tag-israel","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/473120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=473120"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/473120\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/473121"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=473120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=473120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=473120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}