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<\/p>\nCreated: Sep 05, 2026 07:26 AM<\/p>\n
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Dave Ramsey, personal finance expert<\/p>\n
Dear Dave,<\/p>\n
My mother passed away recently, and I received $200,000 as an inheritance. I\u2019m a single dad, and I\u2019d like to share some of the money with my 28-year-old daughter. But I\u2019m worried about doing this, because she\u2019s sometimes impulsive and immature with money. How do you think I should approach the situation?<\/p>\n
\u2014 Jimmy<\/p>\n
Dear Jimmy,<\/p>\n
I\u2019m very sorry to hear about your loss. God bless you and your family during this hard time.<\/p>\n
I\u2019ll be honest with you. I don\u2019t like the idea of just handing your daughter money when you already know she\u2019s impulsive \u2014 especially if you\u2019re considering giving her a large amount.<\/p>\n
I\u2019ve learnt over the years that gifting money to someone who\u2019s financially irresponsible is not a good plan. So many people think everything would be better if they only had more money. But this isn\u2019t generally the case.<\/p>\n
I urge you to stop and ask yourself if you believe you\u2019d really be helping this young woman by simply giving her a bunch of money.<\/p>\n
In my mind, you\u2019ve got several options here. I mean, it\u2019s your money now. But considering what you\u2019ve told me about your daughter, I\u2019d recommend attaching a few strings to her getting anything.<\/p>\n
Set up guidelines designed to improve her behaviour in some areas. Then, you could give her the money if she meets the requirements.<\/p>\n
Don\u2019t make her jump through a bunch of hoops for no reason, though. I\u2019m talking about things that will show her how to live a more productive and responsible life \u2014 financially and as a mature adult, in general.<\/p>\n
I think this is fair to you both. It\u2019s also a way to create good teachable moments between a father and daughter. And, if she takes an attitude or flat out refuses to accept your offer, you can always just hang on to the money until she grows up a little.<\/p>\n
\u2014 Dave<\/p>\n
\u2022 Dave Ramsey is a nine-time national bestselling author, personal finance expert and host of\u202fThe Ramsey Show. He has appeared on\u202fGood Morning America,\u202fCBS This Morning,\u202fToday, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth and enhance their lives. He also serves as CEO for Ramsey Solutions. <\/p>\n","protected":false},"excerpt":{"rendered":"Created: Sep 05, 2026 07:26 AM Dave Ramsey, personal finance expert Dear Dave, My mother passed away recently,…\n","protected":false},"author":2,"featured_media":606991,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[114,268,85,46,266,267],"class_list":["post-606990","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-il","tag-israel","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/606990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=606990"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/606990\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/606991"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=606990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=606990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=606990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}