{"id":652781,"date":"2026-10-21T04:04:20","date_gmt":"2026-10-21T04:04:20","guid":{"rendered":"https:\/\/www.newsbeep.com\/il\/652781\/"},"modified":"2026-10-21T04:04:20","modified_gmt":"2026-10-21T04:04:20","slug":"apple-pay-gains-ground-as-shoppers-still-tap-cards","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/il\/652781\/","title":{"rendered":"Apple Pay Gains Ground as Shoppers Still Tap Cards"},"content":{"rendered":"<p>Your phone can handle the checkout. Your hand may still reach for the same old card. Twelve years after Apple Pay arrived, mobile wallets are gaining users, but familiar payment habits still have a firm grip on the register.<\/p>\n<p>\u201c<a href=\"https:\/\/www.pymnts.com\/report\/study\/apple-pay-12-mobile-wallets-gain-ground-but-most-shoppers-still-tap-a-card\/\" target=\"_blank\" rel=\"noopener nofollow\">Apple Pay @12: Mobile Wallets Gain Ground, but Most Shoppers Still Tap a Card<\/a>\u201d is a PYMNTS Intelligence exclusive report. Based on a survey of 2,458 U.S. consumers conducted from Aug. 20 to Sept. 9, 2026, it explores how shoppers use mobile wallets and choose their payment methods. It also estimates how much in-store spending Apple Pay could reach.<\/p>\n<p>The findings reveal an opening for banks, merchants and wallet providers. More consumers are paying by phone. Some already favor a wallet over a tap-to-pay card. Others have yet to make the switch, even with compatible phones and stores ready to accept their payments. Understanding those differences can help businesses identify where to focus their efforts.<\/p>\n<p>    <img src=\"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/02\/Google-PYMNTS-blackbox.svg\" alt=\"Preferred Source\" class=\"img-fluid\" width=\"262\" height=\"147\" loading=\"lazy\" decoding=\"async\"\/><\/p>\n<p>We\u2019d love to be your <a href=\"https:\/\/www.google.com\/preferences\/source?q=pymnts.com\" target=\"_blank\" rel=\"noopener nofollow\">preferred source for news<\/a>.<\/p>\n<p>Please add us to your preferred sources list so our news, data and interviews show up in your feed. Thanks!<\/p>\n<p class=\"pymnts-report-download-embed__label\">Download the Study<\/p>\n<p>Apple Pay @12: Mobile Wallets Gain Ground, but Most Shoppers Still Tap a Card<br \/>\nIn \u201cApple Pay @12: Mobile Wallets Gain Ground, but Most Shoppers Still Tap a Card,\u201d learn how:<\/p>\n<p>Mobile wallets are becoming part of more shopping routines. The share of in-store shoppers who used a wallet for their most recent purchase reached 8.2%, up from 4.3% in 2023. Explore how adoption differs across generations and financial situations to see which shoppers are moving fastest.<br \/>\nWallets can become a favorite once shoppers use both options. Among shoppers who used both a mobile wallet and a tap-to-pay card in the same week, about half used the wallet more often. Just 16% favored the card. Discover what that preference reveals about the opportunity to encourage repeat use.<br \/>\nRewards could influence which card gets the purchase. Seventy percent of wallet users say they\u2019re likely to use the card that earns the most rewards. Yet most keep only one payment method saved in their preferred wallet. Explore the gap between what shoppers say they want and the choices they\u2019ve set up.<\/p>\n<p>For payment executives, the report offers a closer look at the decisions behind each tap. It connects growing wallet use with the practical realities of household budgets and card preferences.<\/p>\n<p>Download the report to see where mobile wallets are gaining ground and where your business could earn a bigger role in shoppers\u2019 daily routines.<\/p>\n<p>    See More In:<br \/>\n    <a href=\"https:\/\/www.pymnts.com\/newsroom\/apple\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Apple<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/contactless\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Contactless<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/digital-wallets\/\" rel=\"tag nofollow noopener\" target=\"_blank\">digital wallets<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/featured-insights\/\" rel=\"tag nofollow noopener\" target=\"_blank\">featured insights<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/main-feature\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Main Feature<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/mobile-payments\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Mobile Payments<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/mobile-wallets\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Mobile Wallets<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/news\/\" rel=\"tag nofollow noopener\" target=\"_blank\">News<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/payments-intelligence\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Payments Intelligence<\/a>, <a href=\"https:\/\/www.pymnts.com\/newsroom\/pymnts-intelligence\/\" rel=\"tag nofollow noopener\" target=\"_blank\">PYMNTS Intelligence<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/pymnts-news\/\" rel=\"tag nofollow noopener\" target=\"_blank\">PYMNTS News<\/a>, <a href=\"https:\/\/www.pymnts.com\/tag\/pymnts-study\/\" rel=\"tag nofollow noopener\" target=\"_blank\">PYMNTS Study<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Your phone can handle the checkout. Your hand may still reach for the same old card. Twelve years&hellip;\n","protected":false},"author":2,"featured_media":652782,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[9058,11115,19736,85,46,28579,321,66786,59482,43,75058,262,23148,125],"class_list":["post-652781","post","type-post","status-publish","format-standard","has-post-thumbnail","category-mobile","tag-contactless","tag-digital-wallets","tag-featured-insights","tag-il","tag-israel","tag-main-feature","tag-mobile","tag-mobile-payments","tag-mobile-wallets","tag-news","tag-payments-intelligence","tag-pymnts-news","tag-pymnts-study","tag-technology"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/652781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=652781"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/652781\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/652782"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=652781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=652781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=652781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}