October 21, 2025 (MLN): Pakistan has taken a significant step
\ntoward advancing women\u2019s economic inclusion with the launch of Khudmukhtar
\nKhatoon the country\u2019s first Shariah-compliant, digital, asset-financing
\nsolution exclusively designed for women entrepreneurs. <\/p>\n
The initiative has been launched under
\na strategic partnership between Karandaaz Pakistan and Walee
\nFinancial Services, formalised at a signing ceremony attended by senior
\nleadership from both organisations, said a press release issued.<\/p>\n
The Khudmukhtar
\nKhatoon program directly addresses one of the most persistent challenges
\nfaced by women-led businesses in Pakistan: limited access to growth-oriented
\nfinance. Unlike conventional loans, this model provides asset-based
\nfinancing instead of cash disbursements, enabling women to acquire the
\nbusiness assets necessary to launch, operate, or expand their
\nenterprises.<\/p>\n
\u00a0By linking financing directly to productive
\ninputs, the project ensures that capital translates into sustainable
\nbusiness outcomes rather than short-term liquidity.<\/p>\n
To ensure
\ninclusivity and equitable access, the initiative adopts a tier-based
\nframework that categorises entrepreneurs into four levels based on
\ndocumentation, financial history, and business experience. This approach
\nenables participation from a broad spectrum of women, ranging from home-based
\nentrepreneurs with limited records to established businesses
\noperating under formal structures. <\/p>\n
Each tier is matched
\nwith tailored asset financing, ensuring that every participant receives
\nsupport aligned with her business maturity and growth potential.<\/p>\n
Launched initially
\nas a Minimum Viable Product (MVP) phase, the project will focus on women-dominated
\nsectors such as apparel and tailoring, food services, and beauty services
\nareas that represent strong potential for scalable impact. <\/p>\n
The MVP will act as
\na testing ground to evaluate demand, operational feasibility, and
\nproduct-market fit, paving the way for a nationwide rollout.<\/p>\n
Speaking at the
\nceremony, Waqas ul Hasan, CEO of Karandaaz Pakistan, highlighted the
\nproject\u2019s alignment with the national development agenda and the Gates
\nFoundation\u2019s priorities for women\u2019s financial inclusion.<\/p>\n
\u201cThrough Khudmukhtar
\nKhatoon, Karandaaz is proud to pioneer a model that meets the financing needs
\nof women entrepreneurs in a way that aligns with local values and economic
\npriorities. This collaboration with Walee Financial Services represents a vital
\nstep toward building inclusive financial systems that enable women to become
\nactive contributors to Pakistan\u2019s growth,\u201d he said.<\/p>\n
Noshad Minhas, CEO and Co-Founder of Walee Financial Services, described the project
\nas a landmark in dignified and sustainable empowerment for women
\nentrepreneurs.<\/p>\n
\u201cKhudmukhtar Khatoon
\nempowers women with dignity, choice, and opportunity. This innovative,
\nShariah-compliant model has the potential to redefine access to finance for
\nwomen in Pakistan,\u201d he stated.<\/p>\n
Sharjeel Murtaza, Chief Digital Officer at Karandaaz Pakistan, emphasized the project\u2019s
\nfocus on impact-driven financial inclusion:<\/p>\n
\u201cFinancial inclusion
\nmust go beyond access it must create pathways for women to thrive as business
\nleaders. Khudmukhtar Khatoon reflects our mission to bridge systemic gaps and
\nenable women to achieve their full potential.\u201d<\/p>\n
The pilot will serve
\nas a proof of concept for a first-of-its-kind, Shariah-compliant,
\nwomen-focused asset financing model in Pakistan. <\/p>\n
It will generate
\nvaluable insights on product design, operational performance, and women\u2019s
\nfinancial needs, with the long-term goal of scaling and mainstreaming
\nsuch financing solutions nationwide.<\/p>\n
By integrating digital
\ninnovation, Islamic finance principles, and gender inclusion, Khudmukhtar
\nKhatoon aims to set a new precedent for women\u2019s entrepreneurship in
\nPakistan, contributing to a more equitable, sustainable, and inclusive
\neconomy.<\/p>\n
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Copyright\u00a0<\/a>Mettis
\nLink News<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"October 21, 2025 (MLN): Pakistan has taken a significant step toward advancing women\u2019s economic inclusion with the launch…\n","protected":false},"author":2,"featured_media":95483,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[220,114,293,85,46,630,43],"class_list":{"0":"post-95482","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-entrepreneurship","8":"tag-breaking-news","9":"tag-business","10":"tag-entrepreneurship","11":"tag-il","12":"tag-israel","13":"tag-latest-news","14":"tag-news"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/95482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/comments?post=95482"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/posts\/95482\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media\/95483"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/media?parent=95482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/categories?post=95482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/il\/wp-json\/wp\/v2\/tags?post=95482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}