In this report, we document the widespread and accelerating use of Training Repayment Agreement Provisions (TRAPs) by big businesses, which often control a large market share of their respective industry, affecting millions of workers every day—from trucking companies, to hospital operators, to retailers, and even financial services firms. We estimate that major employers rely upon TRAPs in segments of the U.S. labor market that collectively employ more than 1-in-3 private-sector workers.
