From mortgages and pensions to savings and the cost of living, money experts predict what’s coming for your finances

Key trends will shape the way we spend and save in 2026. Photo: Getty

Key trends will shape the way we spend and save in 2026. Photo: Getty

A lot is changing in the world of personal finance and how we manage our money. The year ahead should see changes in areas such as pensions, savings and mortgages impacted by social media, artificial intelligence, government policies and interest rates.

In positive news, economist Jim Power says the economy looks set to deliver another solid year in 2026, although he adds some modest weakening of the labour market is possible.