Jakarta. Bank Indonesia (BI) announced that users of its national QR payment system, Quick Response Code Indonesian Standard (QRIS), have surpassed 60 million, meeting the central bank’s 2026 target ahead of schedule.

BI Governor Perry Warjiyo said the milestone forms part of the authority’s long-term vision to build an integrated and digitally driven national payment system.

Under its 2026 targets, BI aims to process 17 billion QRIS transactions, onboard 45 million merchants, reach 60 million users, and expand cross-border QRIS cooperation to eight countries.

QRIS is already accepted in several Southeast Asian countries, Japan and parts of the Middle East. The central bank plans to expand the system to China, South Korea and India in the near term. South Korea is scheduled to begin implementing QRIS in April 2026.

BI is also exploring integration between QRIS and Saudi Arabia’s Nusuk card system to facilitate transactions for Indonesian pilgrims during the Hajj and Umrah seasons.

The QRIS expansion aligns with BI’s digital transformation roadmap under its Indonesia Payment System Blueprint, first launched on Aug. 17, 2019. Through the upcoming 2030 blueprint, the central bank is targeting a sharp rise in digital payment activity from around 47 million transactions per day currently to 150 million daily transactions by 2030.

iPhone Users Asked to Wait for QRIS Tap

Separately, BI asked iPhone users to remain patient regarding the QRIS Tap feature, as Apple has yet to open near field communication (NFC) access for third-party payment systems outside Apple Pay.

Deputy Governor Filianingsih Hendarta said Apple currently restricts NFC functionality on iPhones to its proprietary payment service.

“QRIS users are asked to be patient for iPhone because Apple has not yet opened its NFC feature. It is currently only available for Apple Pay,” Filianingsih said after a BI board meeting last week.

However, she added that BI has engaged with both Apple Indonesia and Apple’s global headquarters. According to Filianingsih, Apple has indicated it will study the QRIS Tap feature and consider opening NFC access, similar to steps taken in the European Union.

If implemented, QRIS Tap would allow users to make contactless payments by tapping their smartphones, further strengthening Indonesia’s push toward a more seamless digital payment ecosystem.

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