Richard Cakans, 48, is celebrating a “goal come true” having reached number one with his book, Retirement: It’s Personal – A Practical Guide to Aligning Your Money, Emotions and Lifestyle.
The book, which Richard hopes will help people “enjoy life without regrets”, also reached number two in financial retirement planning.
Mr Cakans said: “Retirement is a decision not an age.
“People wait for ‘permission’ to retire – when in reality they could have done it 5 years earlier.
“Many people could retire on paper – but still put it off for many years.
“For many people in their 50s and 60s, the problem isn’t a lack of pensions or spreadsheets – it’s a lack of clarity and confidence.”
Author, Richard Cakens, hopes the book will help people live “life without regrets” (Image: Chocolate PR)
With more than 20 years of experience, Mr Cakans currently works as an independent financial adviser at Throgmorton Private Capital.
He previously worked at HSBC and spent nine years with Quilter.
The book blends professional insight with personal experience.
Richard was partly inspired by his late father, who delayed travelling until retirement but became too ill to fulfil his dreams.
He said: “He was putting it off, not making time for it, and when he did, his time was only short lived.
“He’d worked hard all his life and he had robbed himself of the pleasure of enjoying the fruits of his labour.
He noted: “This hit me really hard, and is a huge part of the inspiration for this book.”
The book, published by Authors & Co, explores the importance of aligning finances, emotions and lifestyle in retirement planning.
Abigail Horne, founder of Authors & Co, said: “Books like Richard’s are the ones we really need to get out into the world.
“This book can literally change someone’s life, by helping them to build knowledge and awareness.”
Richard’s book, Retirement: It’s Personal, is available on Kindle for £8.99 and in paperback for £10.99 on Amazon.