While not starting a pension earlier is one of the most common retirement regrets, there are many more mistakes that can cost you more than you think

Most retirement regrets can be avoided with proper planning. Photo: Getty

Most retirement regrets can be avoided with proper planning. Photo: Getty

Retirement planning can take many forms and people will often take different approaches.

There are those who start early and focus on pensions and investments while others might be relying on a business or property for their retirement fund.