The Roth Conversion Strategy Affluent Investors Over 55 Are Using to Empty Their 401(k)s Before Required Distributions 24/7 Wall St.I’m hoping to retire at 60 and have $850,000 in my 401(k). When is the right time to do a Roth conversion? MSNLow income could make a Roth conversion a smart tax move but who should you call first? MSN