ANALYSIS: The average KiwiSaver balance for people approaching retirement is often well below the amount needed to fund a ‘comfortable’ or even a ‘no-frills’ retirement lifestyle, alongside NZ Super.
The sustainability of New Zealand’s retirement funding model faces some real challenges, as highlighted by the Treasury’s recent Long-term Fiscal Statement (LTFS). The core issue is an intergenerational one, focused on New Zealand Superannuation (NZS) that will become fiscally unsustainable in
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