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As you age, preserving capital is more important than chasing returns. Photo: Getty
Q My wife and I are pensioners with a combined income of €38,000 a year. I am 83-years-old and my wife is aged 76. We have €40,000 saved.
Where can I invest €30,000 of the €40,000 to get the best return over four years? We save €1,000 a month out of our joint income. I still pay income tax of approximately €1,500 a year.