Some 17% say they rely on BNPL services, and 13% use overdrafts. Another 12% say they borrow from family or friends, with one in ten (10%) using instalment plans offered by retailers. When asked about the financial adjustments they may or may not have made, 16% say they have made long term adjustments and the same proportion say they have made short term adjustments. Some of these adjustments may have included delayed life decisions. Our data shows that 18% delayed a big purchase such as a car, 7% delayed changing jobs, and another 7% delayed moving home.
