Gifting your teenager money for their super you could help them grow a first home deposit with the government’s help

Jul 15, 2026 – 5.00am

If you could get a guaranteed, no-risk, 50 per cent return on a $1000 investment – and help your kids toward a better financial future – would you do it?

For Canberra-based financial adviser, Dominic Bentley from Capital², it’s a no-brainer. Last financial year, Bentley embarked on a strategy of giving his now 16-year-old daughter Amelia $1000 a year to contribute to her super, so she could take advantage of the $500 government low- and middle-income earner super co-contribution.

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