Number of Kiwis behind on repayments falls to lowest level in five years – Centrix data
“There are still 84,000 consumers who are 90 or more days behind on payments, most of whom are…
Households benefiting from lower interest rates as arrears levels drop – Centrix report
“At the consumer level, credit conditions are showing some clear signs of stabilisation,” Centrix chief operating officer Monika…
Christmas debt spiral: 12,000 more Kiwis in debt in final two months of 2025
“While some seasonal deterioration is expected, it is important to reinforce the need for vigilance to stay alert…
Official Cash Rate cuts: Mortgage arrears at two-year low after OCR cuts
More than $2.2 billion in housing loans was classed as non-performing in October 2025, compared to $1.4b in…
Consumer confidence and lower interest rates driving mortgage activity
“The continued decline in the OCR is beginning to reshape New Zealand’s credit landscape, providing a much-needed boost…