clement

Once your capacity reduces, managing day-to-day money can become difficult. You might forget to pay bills, or lose…

The results added up in black and white can be an eye-opener and the first step to financial…

Younger people may not want to hear about this from politicians or men in suits. So I asked…

Now’s the perfect time to check phone plans and utility bills. Are you still paying for services you…

I talked about this article with someone who handles loan applications for the likes of Ford Rangers. It…

Put simply the 4% inflated rule involves retirees withdrawing 4% of their savings in the first year and…

I’ve written three follow-up articles to one about NZ Super and retiring overseas. I learned that readers can’t…

Currently to qualify for NZ Super, most people need to have lived in New Zealand for 20 years since turning 20 if…

Neal had promoted Clement to director of corporate affairs in 2023, amidst complaints from other employees alleging she…

The Happy Saver Ruth The Happy Saver covers a wide range of personal finance topics, but a recent…

The first thing to know is that your relative must be assessed as needing long-term care. The needs…

Next up is personal tax debt, which is unsecured, but has priority over ordinary loans. Business tax doesn’t…

How to protect your finances if you are at risk of getting dementia – Diana Clement