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Browsing Tag

discretionary spending

14 posts
EEconomy
Is the economy K-shaped or C-shaped? Finance pros weigh in
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Is the economy K-shaped or C-shaped? Finance pros weigh in

  • August 25, 2026
The K-shaped economy has become shorthand for a widening, persistent economic divide: higher-income Americans pulling further ahead —…
PPersonal finance
A 70-year-old blew through one-third of his $3 million nest egg in 3 years — financial advisors say he needs to act now
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A 70-year-old blew through one-third of his $3 million nest egg in 3 years — financial advisors say he needs to act now

  • July 21, 2026
Fizkes/Shutterstock Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. The…
PPersonal finance
Apple App Store
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His $36,000 in Rental Income Keeps 85% of His Social Security Taxable, Year After Year

  • June 20, 2026
Quick Read $36,000 in net rental income pushes a retiree past the $34,000 provisional income threshold every year,…
PPersonal finance
The Retirement Portfolio That Forks Over a $10,000 Check Every Month
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The Retirement Portfolio That Forks Over a $10,000 Check Every Month

  • June 20, 2026
Quick Read A $10,000 monthly income requires $3.4M at a 3.5% dividend yield or just $1.2M at 10%,…
EEconomy
Diverging Household Income Divides Retail Landscape
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Diverging Household Income Divides Retail Landscape

  • June 18, 2026
Surface economic metrics paint a reassuring picture of a resilient American market, but aggregate figures conceal a deep…
PPersonal finance
Confusing Social Security Rule Could Strip Retirees of Benefits
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If You Have $750,000 Saved at 58, Here Is the Monthly Income You Can Actually Count On

  • April 24, 2026
At 62 with $750,000, the 3.5% safe withdrawal rate ($26,250/year) plus $2,100 Social Security yields roughly $3,700/month after-tax…
PPersonal finance
The order you pay bills, save for retirement is more crucial than ever. Here are 5 steps to tackle financial priorities
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The order you pay bills, save for retirement is more crucial than ever. Here are 5 steps to tackle financial priorities

  • February 26, 2026
At the end of 2025, American households were collectively sitting on $18.8 trillion in aggregate debt, according to…
EEconomy
Entry-level consumers restrict discretionary spends, retailers step up premiumisation as mass consumption lags
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Entry-level consumers restrict discretionary spends, retailers step up premiumisation as mass consumption lags

  • February 24, 2026
MUMBAI: Even as premiumisation is playing out in a big way and companies are latching on to the…
PPersonal finance
Retirement Planning Mistakes That Only Show Up After You Stop Working
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Retirement Planning Mistakes That Only Show Up After You Stop Working

  • February 20, 2026
Most retirement planning mistakes are obvious in that you didn’t save enough money, you claimed Social Security too…
PPersonal finance
₹1 lakh a month to live alone in Bengaluru? Woman's expense list sparks discussion
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₹1 lakh a month to live alone in Bengaluru? Woman’s expense list sparks discussion

  • December 16, 2025
A Bengaluru-based woman has shared a detailed breakdown of her monthly expenses, offering a candid look at the…
PPersonal finance
I’m 40 years old and I’ve saved hard for retirement but skipped the fun — can I do both without wrecking my future?
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I’m 40 years old and I’ve saved hard for retirement but skipped the fun — can I do both without wrecking my future?

  • November 9, 2025
Most of us struggle to follow a budget. In fact, 83% of Americans say they find it hard…
EEconomy
The U.S. economy is running even hotter than previously thought, and GDP growth could reach 4% in Q3
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The U.S. economy is running even hotter than previously thought, and GDP growth could reach 4% in Q3

  • September 28, 2025
While some on Wall Street are worried about a recession, recent economic data show that GDP growth is…
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