As risk rises, so do term deposit rates
Rising wholesale rates have driven rising fixed home loan rates. They have also brought higher term deposit (TD)…
The end of the affair – Kiwis cease flirtation with super-short fixed mortgage terms
What a difference a year makes. In January of this year, kiwi owner-occupiers took out over $2.7 billion…
‘Longer is stronger’ mortgage shift continues
The ‘longer is stronger’ move in the mortgage market exploded in December and then continued strongly in January,…
Westpac economists see OCR at 4% by end of next year
Westpac economists are forecasting that the Official Cash Rate (OCR) will hit 4% by the end of next…
Two-year fixed mortgages roar back into favour with home owners
The previously fashionable, but recently deserted, two-year fixed term mortgages roared back into favour with home owners in…
Mortgage yields head down towards 5%
What goes up, will come down – just not maybe as quickly as we might want and imagine.…
September RBNZ Official Cash Rate rise predicted
BNZ economists think the Reserve Bank will raise the Official Cash rate in September but won’t express that…
It’s a stampede! Mortgage holders race from floating to fixed
They waited and then they acted. And boy, did they act. Big numbers of home owners clearly wanted…
Residential property investors top $100 bln mortgage mark in what was a surprisingly busy year for them
Residential property investors hit the $100 billion mortgage mark in 2025 and are growing their outstanding mortgage pile…
BNZ chief economist sees average mortgage costs falling to about 4.85% this year
BNZ’s chief economist Mike Jones says the average mortgage rates paid will continue to fall in the first…
Bank switching surges to $5.8b in December, as total monthly mortgage commitments tops $14b
Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts…
Floating or sinking? Some New Year headaches for home owners
There was a massive move to floating mortgage rates by homeowners towards the end of last year. The…