KiwiSaver changes risk worsening inequality, expert Mary Holm warns – The Prosperity Project
Analysis by the Retirement Commission shows that for those earning less than $30,000 a year, the Government tax…
Money lessons from a 122-year-old’s windfall, plus KiwiSaver at 65 – Mary Holm
Despite already paying more than twice the apartment’s value, Raffray’s family remains legally bound to continue the monthly…
Sex, drugs and rock ’n’ roll funded by grandparents? – Mary Holm
You’re right about the Government contributions. They and compulsory employer contributions won’t start until the girl is 16.…
Should my mum sell her house to the neighbours or take a reverse mortgage? – Mary Holm
What other pros and cons or pitfalls would we want to consider, versus a reverse mortgage? A: What…
Embracing risk at a time when you might look to avoid it? I love it – Mary Holm
I would then buy again, a small home or apartment. What do you think? A: I love it.…
We own two rental properties with debt of $96k, should we sell a property to pay it off? – Mary Holm
I understand your reluctance to sell right now, given that house prices fell considerably from early 2022 to…
Psychology of spending: How to create good spending habits and avoid keeping up with the Joneses – Mary Holm
I’m not saying that applies to every purchase. We can all look back on certain holidays or concerts…
How much insurance do you really need? – Mary Holm
The woman had to cope not only with grief, and with children devastated by the loss of their…
How to protect an inheritance from break-ups – Mary Holm
I would think about it as a retirement fund, which would immediately benefit you because you would no…
KiwiSaver v wealth manager: Who’s best to manage our $1m nest egg? – Mary Holm
A: There are two unusual elements in your letter: you’re giving up home ownership in retirement. And your…
How to tell good debt from bad debt before you borrow to invest – Mary Holm
A: I haven’t read anything by Thomas Anderson. But I note that he has an MBA from the…
Should I pay down my debt or invest in share funds? – Mary Holm
I have half-heartedly invested before, but I always end up cashing out when it goes up a bit,…