KiwiSaver v wealth manager: Who’s best to manage our $1m nest egg? – Mary Holm
A: There are two unusual elements in your letter: you’re giving up home ownership in retirement. And your…
How to tell good debt from bad debt before you borrow to invest – Mary Holm
A: I haven’t read anything by Thomas Anderson. But I note that he has an MBA from the…
Should I pay down my debt or invest in share funds? – Mary Holm
I have half-heartedly invested before, but I always end up cashing out when it goes up a bit,…
I’m worried about the AI bubble bursting, should I switch out of growth funds? – Mary Holm
At least those were the numbers when I wrote this! There is, indeed, always the chance of a…
I’ve been investing in gold since I was 9, surely it’s a good bet? – Mary Holm
A: Well done for investing steadily throughout your life. It’s wonderful how that can build up. And your…
We spent all our savings in early retirement and now regret it – Mary Holm
We also had problems with the house – so many water leaks – because the pipes were old.…
Why suspending KiwiSaver contributions can make sense for top‑income workers – Mary Holm
A: Government – and would-be future governments – please note: KiwiSaver now offers some workers no incentives at…
Is it a good idea to sell our house and rent in retirement? – Mary Holm
I’m not sure whether they sold their home to fund the fun, but the basic idea is sort…
Renting out your bach? Beware the tax trap that could cost you dearly – Mary Holm
Last week, a reader suggested this as a way a retired couple could generate some cash. But, as…
I don’t have a permanent home, how can I get a bank account? – Mary Holm
“People without a fixed address can still open a bank account, although the process can be a bit…
How does the depositor compensation scheme work? – Mary Holm
I was able to access great information from the Reserve Bank website that may assist your readers if…