New Zealand personal loan delinquencies hit three-year high
KAREN JOY BACUDO Finance Editor Personal loan delinquency rates in New Zealand rose to 5.95% in April, their…
A term deposit rate update as BNZ lifts rates
Even though wholesale interest rates are rising notably, and there has been some increase in home loan rates,…
As risk rises, so do term deposit rates
Rising wholesale rates have driven rising fixed home loan rates. They have also brought higher term deposit (TD)…
Alarming new retirement reality millions of Australians are facing as death debt soars
A quarter of Aussies expect to still owe money when they die, including mortgage and personal debt. (Source:…
A year-end review of term deposits, ending on an uncertain note
2025 was the year households stopped growing their term deposit balances. And interest rates offered by banks fell…
From 20s to retirement: How a strong credit score shapes your financial life
Maintaining a strong credit score is critical at every stage of adult life. Starting from early career years…
Tracking the mortgage rate changes following the latest OCR cut
Co-operative Bank first to cut floating mortgage rate after Reserve Bank’s OCR cut. More soon … As expected…
A new month, new lower term deposit rates
The gradual, but regular, easing of interest rates offered to savers is the theme as we rapidly head…
Term deposit rates fall further, faster
The headlines feature the falling home loan interest rates. But term deposit rates are now falling just as…
Term deposit rates sucked into a down-vortex
It has been a month since we last looked at where term deposit rates have shifted to, and…
Miss EMI Payments? Your Mobile Phone Could Be Remotely Locked, Here’s What You Should Know
Banks may soon be able to remotely lock mobile phones purchased on EMIs if customers default on payments.…