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‘I’d like to kick the can down the road.’ I’m 72, with $1M+ saved and a pension. I will get $7.2K a month in retirement income. I want to skirt some RMDs. How?

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‘I’d like to kick the can down the road.’ I’m 72, with $1M+ saved and a pension. I will get $7.2K a month in retirement income. I want to skirt some RMDs. How?

October 3, 2025

Question: “I will turn 73 this month. I have two IRAs, a Roth, a 401(k), and two 403(b)’s,…