What to Know About Getting a Financial Advisor in Your 20s
Someone I know in their late 20s recently told me they had just hired a financial advisor. It…
Forget the 4% Rule: Why Retirees Should Spend Even More Conservatively
Earlier this month, I detailed a conversation I had with Bill Bengen, the creator of the 4% rule…
The Optimal Setup for Your Investment Portfolio As Retirement Nears
The 4% rule for retirees is easy enough to understand in theory: withdraw that much of your portfolio…
How a 64-Year-Old Turned an $880,000 401(k) Rollover Into a $5,200 Monthly Paycheck Without Buying an Annuity
Quick Read A 7% blended yield from holdings like O (5.2%) and VZ (5.9%) turns an $880,000 rollover…
The 7-Step Ladder a Professor Uses to Hit Financial Independence
Miguel Marquez has spent years making complex subjects easier to understand. Originally from Spain, the 47-year-old earned a…
How a 55-Year-Old Teacher Could Replace an $85,000 Salary With Dividend Growth Plus Covered Calls
Quick Read Replacing an $85,000 salary requires anywhere from $708,000 at a 12% yield to over $2.4 million…
Rotorua councillors admit pensioner housing failures
It also committed to a two-year “top-up” contribution so tenants reliant solely on superannuation would be “no worse…
Pure passive investing era ends
FOR much of the past four decades, investing in equities seemed pretty simple. Interest rates trended lower, corporate…
Local Government Minister Simon Watts weighs in on Bay of Plenty investment fund shake-up
The regional council started Quayside in 1991 with a port stake worth $53 million. This had grown to…
How to Enjoy Retirement Without Spending Your Children’s Inheritance
Quick Read A 3.5% portfolio requires $2.29M but grows principal for heirs, while a 10% portfolio needs only…
Social Security Pays $2,081 a Month. Here’s How Much You Need Invested to Match It.
Quick Read Verizon (VZ) and Realty Income (O) anchor a 4.7% blended portfolio requiring just $510,000 to match…
New NZ First candidate Michael Laws wants broadcasting portfolio to scrap RNZ
Speaking to the Herald, Laws identified several ministerial portfolios that took his interest, including broadcasting, local government, public…