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Browsing Tag

thisismoney

30 posts
PPersonal finance
Savers may need to out aside enough money to fund spending for almost half of their life
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Do YOU have enough money for retirement? Droves of pensioners risk outliving their savings

  • November 6, 2025
Financial advisers are increasingly planning for pensioners to live to 100  By LUCY EVANS, MONEY REPORTER Updated: 02:00…
PPersonal finance
Salary sacrifice: Many employers offer schemes to reduce their own and workers' National Insurance contributions
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How does salary sacrifice work and is this handy pension perk under threat in the Budget?

  • November 4, 2025
Salary sacrifice is a popular way to boost your pension and save on National Insurance. Employers allow staff…
PPersonal finance
Go-to: Nicola, 34, from Brighton, says AI is her first port of call for financial help
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Half of adults say they now use AI to manage their money – but would you trust it?

  • November 3, 2025
More than half of adults, equating to some 28.8million people, have used AI tools to help manage their…
PPersonal finance
You can give away as much wealth in your lifetime as you like without risking a tax bill – so long as you survive for seven years after making the gift
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Debt-ridden councils are demanding you hand them cash gifts you gave to your children – even if it was 20 years ago. Here’s how to avoid this hidden trap and protect your money and family

  • October 27, 2025
Growing numbers of parents and grandparents are handing over cash gifts to help their loved ones while reducing…
PPersonal finance
Pension tax-free cash: Experts advise against putting it in no or low interest accounts
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One in three older people stumped over what to do with 25% tax free pension cash

  • October 23, 2025
One in three over-60s have no idea what to do with their pension tax free cash, new research…
PPersonal finance
Parents are preparing for their adult children to move back to the family home amid expectations of dire financial futures
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One in three parents fear their children will never be able to retire

  • October 22, 2025
By LUCY EVANS, MONEY REPORTER Updated: 19:01 EDT, 21 October 2025 More than one in three parents fear…
PPersonal finance
Steve Webb: Scroll down to find out how to ask him YOUR pension question
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I ‘contracted out’ when Margaret Thatcher was PM – did it benefit my pension? STEVE WEBB replies

  • October 13, 2025
In the 1980s during Margaret Thatcher’s time as Prime Minister, when I was in my 20s, we were…
PPersonal finance
In the crosshairs: So desperate is Rachel Reeves for cash to fund her expansion of the state even as the economy flounders, the reliefs enjoyed by higher earners are now a target
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HUGO DUNCAN: Pension tax raid is an attack on workers

  • October 13, 2025
By HUGO DUNCAN Updated: 03:00 EDT, 13 October 2025 One of the common misconceptions about pension tax is…
PPersonal finance
Cutting back: Joe Minihane has been forced to make sacrifices in his spending so he can pay into his pension
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At 43 I’ve enough in my pension to last me just two years in old age

  • October 12, 2025
My pension savings have hit £27,412. In cash terms, that may sound like a decent sum. But right…
PPersonal finance
Rachel Reeves has been urged to rule out a tax raid on pensions
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Reeves urged to rule out pension tax raid as thousands sign petition

  • October 11, 2025
By HUGO DUNCAN Updated: 13:56 EDT, 10 October 2025 Rachel Reeves is under growing pressure to rule out…
PPersonal finance
Rise: Inheritance tax receipts are rising year on year as thresholds remain frozen, and with pensions set to be included into calculations from 2027
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Half want to abolish inheritance tax, even though only 1 in 20 will pay it

  • October 10, 2025
More people will pay tax when pensions are factored in, starting in 2027 By HARVEY DORSET, REPORTER, THIS…
PPersonal finance
Why Gen Z will need £3.1m in their pension pot to retire comfortably...
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Why Gen Z will need £3.1m in their pension pot to retire comfortably…

  • October 9, 2025
Generation Z will need more than £3million in their pension pots in order to retire ‘comfortably’ analysis claims. …
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