{"id":105610,"date":"2025-10-28T18:12:08","date_gmt":"2025-10-28T18:12:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/105610\/"},"modified":"2025-10-28T18:12:08","modified_gmt":"2025-10-28T18:12:08","slug":"surrey-study-finds-contactless-payment-security-loopholes","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/105610\/","title":{"rendered":"Surrey study finds contactless payment security loopholes"},"content":{"rendered":"<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Features added to contactless payments to boost convenience include allowing offline transactions, transport modes that let commuters move quickly through barriers without unlocking their phones, and region-specific rules on how a PIN is input for high-value transactions.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">However, the study found these features could lead to insecurities and, in turn, the possibility to make fraudulent payments. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In practice, researchers were able to demonstrate ways to trick terminals into accepting a plastic card when only a phone should have been allowed, or to process payments above a contactless limit without PIN or biometric checks.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In one case, a payment terminal was made to accept a fraudulent \u00a325,000 payment, the University of Surrey said.<\/p>\n","protected":false},"excerpt":{"rendered":"Features added to contactless payments to boost convenience include allowing offline transactions, transport modes that let commuters move&hellip;\n","protected":false},"author":2,"featured_media":105611,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[342,111,139,69,145],"class_list":["post-105610","post","type-post","status-publish","format-standard","has-post-thumbnail","category-mobile","tag-mobile","tag-new-zealand","tag-newzealand","tag-nz","tag-technology"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/105610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=105610"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/105610\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/105611"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=105610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=105610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=105610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}